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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Wokingham


Wokingham is a market town in Berkshire situated around 40 miles west of London. The town's Henry Lucas Hospital is the town's most prominent listed building: it used to be almshouses which were built in 1665. It is a place of diverse entertainments, including a well-attended theatre, a winter carnival and a music, food and drink festival. Thorpe Park is nearby also. Other attractions include both the California Country Park, in Nine Mile Ride in Finchampstead, which has a beautiful lake, a cafe and restaurant and swimming pool for kids under 10; and Dinton Pastures Country Park in Davis Street in Hurst, which is a great country park with a large lake.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Remove unfair defaults on your file

Defaults can sometimes occur on your credit file because a company has reported a debt you still owe (which you may have disputed).

You must contact the company and ask for it to be removed, making it clear that you will contact the Financial Ombudsman if it isn't.

If contact with the company does not solve the problem, you can add a notice of correction to your file with a short explanation. It may slow applications down but it will help reduce the effects of the default.
Your final recourse is to contact the Financial Ombudsman or, if your dispute is with an energy company, the Energy Ombudsman.
Top Mortgage Lenders 

Interest-only Mortgage

These types of mortgages, now only open to non-residential customers in the UK, require a mortgagor to repay monthly only the interest on the mortgage loan. The capital has to paid in full at the end of the mortgage term.

Residential mortgagors can only take out repayment mortgages, which differ from interest-only mortgages in that each month, you have to pay not only a portion of the interest owed but a portion of the capital borrowed.
RG40 1AA

Property Price Stats for Wokingham


Average property price in Wokingham £432,271
% Change compared to last year 9%
Population of Wokingham 30,403


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Wokingham

  • Flat 1 Highgrove, Winnersh Grove, Wokingham, Berkshire, RG41 5PR
  • 10 Grainford Court, Crescent Road, Wokingham, Berkshire, RG40 2DP
  • 7 Silk Court, Wokingham, Berkshire, RG40 1XS
  • 114 Clifton Road, Wokingham, Berkshire, RG41 1NF
  • 1 Laurel Cottages, Robin Hood Way,Winnersh, Wokingham, Berkshire, RG41 5JM

Local High Street Banks in Wokingham

Find a mortgage lender near you:
Some branches may have closed down - Call 0118 324 0432 for a Mortgage Broker covering Wokingham

  • Barclays Bank Plc - 184-186 High St, Acton, London W3 9NH
  • Natwest Bank Plc - 139 High St, Acton, London W3 6LZ
  • Santander Bank Plc - 154-156 High St, London W3 6QZ

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

  • If you are using a mortgage to purchase your home in Wokingham and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
  • Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can. 
  • This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation. 
  • Please note the mortgage valuation and a building survey are two different things.

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