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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Worthing


Worthing is a large, lively seaside town in West Sussex County, around 10 miles west of Brighton. Landmarks include Castle Goring, St Mary's church and Worthing Pier. There are 213 listed buildings in wider Worthing Borough. There are some great open spaces in the area, such as Beach House Park and Highdown Gardens.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Get on the electoral roll, even if you choose not to actually vote!

This is hugely important as many lenders won't even consider lending to you if you're not on the electoral roll.

Not being on the electoral roll makes checking your ID more difficult which always impacts your credit score.
Top Mortgage Lenders 

Joint Mortgage

Any time you apply with at least one other person for a mortgage, you are applying for a joint mortgage. The lender lends you money not only based on your salary but on the salaries of any other joint applicants, meaning you might jointly potentially secure a much larger mortgage sum than if you applied singly.

The down side of a joint mortgage is that you all become joint and severally liable to repay it. So you could be making your fair contribution to mortgage repayments but if your mortgage partner/s are not, the lender can pursue you as well as the others for the shortfall.
BN13 2AZ

Property Price Stats for Worthing


Average property price in Worthing £269,183
% Change compared to last year 7%
Population of Worthing 100,200 (2008)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Worthing

  • 14 Mardale Road, Worthing West Sussex BN13 2AZ
  • 22 Chapel Rd, Worthing BN11 1AA
  • 139 Salvington Rd, Worthing BN13 2JW
  • 268 Goring Rd, Worthing BN12 4PE
  • 22 Cricketers Parade, Worthing BN14 9DB

Local High Street Banks in Worthing

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Worthing

  • Barclays - 1 Chapel Rd, Worthing BN11 1EX
  • TSB - 10 South St, Worthing BN11 3AA
  • Lloyds - 106-108 George V Ave, Worthing BN11 5RS

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Mortgage Broker Tips for the Conveyancing Process

If a family member or friend is providing you with any of the finance towards your home purchase in Worthing, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels