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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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How to get a mortgage - or remortgage - in Addiscombe


Addiscombe is an area in South London in Croydon borough and is around 9 miles south of London's centre. It is located very close to Croydon - just to its north-east and benefits from the extensive shopping and transport links therein.

Attractions include the East India Company Military Academy (the buildings which remain of it), Addiscombe Railway Park and the shopping and entertainment facilities which accompany close proximity to Croydon.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Clear debts first then save

The more overextended you are with debt, the lower your credit score will generally be. Interest rates paid on savings accounts is invariably less than is charged for debts owed.

It therefore makes sense to draw down your savings to clear as much of your debt as you can. In doing so, you will also increase your credit score making any future credit debt you take on cheaper to service.
Top Mortgage Lenders 

Fixed Rate Mortgage

A fixed rate mortgage involves you agreeing with your lender to pay a fixed interest rate on your mortgage loan for a fixed period of time, which is normally 2, 3, 5 or 10 years.

Although the interest rate may initially be slightly higher than what you are quoted for a variable rate mortgage, you gain from the security of knowing exactly what you'll be paying out each month. This is more likely to suit the lower risk profile of a first time buyer because they can budget for the sum and, as long as there aren't any unforeseen drastic occurrences such as unemployment, they can be assured that they'll be able to make their mortgage repayments.
With a fixed rate mortgage, when the fixed term finishes, the mortgage is converted to a variable rate mortgage which varies with the lender's standard variable rate (SVR). At this point, a mortgagor can either opt to stay on the SVR mortgage or organise a new fixed rate. If they leave before the fixed term has elapsed, they face having to pay a very large early repayment charge.
CR0 7LA

Property Price Stats for Addiscombe


Average property price in Addiscombe £321,447
% Change compared to last year 10%
Population of Addiscombe 16,883 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Addiscombe

  • 152 Addiscombe Rd, Croydon, Greater London CR0 7LA
  • Flat 4 Liberty Point 1a Blackhorse Lane Croydon Surrey CR0 6RT
  • 100 Montpellier Court, Kempton Walk, CR0 7XF
  • 1 Johns Terrace, Croydon CR0 6TD Croydon
  • 47 Chepstow Rise, Croydon CR0 5LX

Local High Street Banks in Addiscombe

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Addiscombe

  • Barclays - 341 Lower Addiscombe Rd, Addiscombe, Croydon CR0 6RG
  • Santander - 263 Lower Addiscombe Rd, Croydon CR9 6EU
  • Natwest - 209-213 Lower Addiscombe Rd, Croydon CR0 6RB

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Book your home buyers survey as soon as you have your offer accepted.

Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.

Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.

Click to get your FREE RICS Home Buyers Survey Quote
*RICS Surveyors – Local Knowledge – Same Week Availability