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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Bath


Bath is a city in the Bath and North East Somerset district of Somerset county in South West England. It is world famous for its preserved, Roman-built baths and is widely regarded as one of the most beautiful cities in the UK. Bath Abbey, originally a Norman church itself built on earlier foundations, is a great landmark. It was built in the early 16th Century and has flying buttresses.

The Royal Crescent is very famous and always looks splendid. The Holborne Museum in Sydney Pleasure Gardens in Great Pulteney Street is an excellent collection of fine and decorative art exhibits in a Grade I listed building and admission is free. Bath also has a university - the University of Bath.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Keep your credit utilisation low

As a rule of thumb, you should use less than 50% of your available credit on any credit card.

Once you start taking up more than 50% of available credit, prospective lenders will generally start to take a dimmer view of your financial management skills.
Top Mortgage Lenders 

Capped Mortgage

These are a form of variable rate mortgage with the incentive that although repayments can go up or down, they can only rise upwards to an agreed level. If they fall, your repayments reduce in size.

The cap, however, might be set relatively high, meaning you should still plan carefully, and the term during which the cap operates might be fixed; if it is, there may be hefty early repayment charges if you leave before the term has finished.
BA1 1AJ

Property Price Stats for Bath


Average property price in Bath £406,279
% Change compared to last year 10%
Population of Bath 83,992 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Bath

  • 13 Hanover Terrace, Bath, Bath & North East Somerset, BA1 6LJ
  • Northgate Street, Bath BA1 1AJ
  • 2 Bath Street, Bristol, BA3 2EF
  • Moorland Rd, Bath BA2 3PW
  • Bradford Rd, Combe Down, Bath BA2 5BP

Local High Street Banks in Bath

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Bath

  • Lloyds Bank Plc - Oldfield Park Bath, 23 Moorland Rd, Bath BA2 3PW
  • Barclays Bank Plc - 4 - 5 Southgate St, Bath BA1 1AQ
  • Natwest Bank Plc - 15 High St, Bath BA1 5AH

Book a Free Mortgage Broker Consultation
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Appointments available today
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Mortgage Broker Tips for the Conveyancing Process

Consider booking your searches as soon as you have an offer accepted

If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.

Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.

Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.

Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.

Click to find out more about property searches

Click to order your Property Searches