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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Esher


Esher is an affluent suburban town with a commercial high street in Elmbridge Borough in Surrey and has a farmers market. Places of interest include Claremont Landscape Garden, Chessington theme park/zoo and Sandown Park Racecourse. The largest proportion of houses are detached.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Check addresses on old accounts

Old mobile phone contracts can be linked to old addresses and if they are listed as open, this can disrupt applications due to ID checks listing different addresses for you.

You can find this information out by checking your file. It's worth doing so because the impact of wrong addresses might derail an application for a mortgage, for example.
Top Mortgage Lenders 

Fixed rate mortgage

With a fixed rate mortgage, the interest rate remains the same during the period of the fix, which could be 2, 3, 5 or even 10 years, after which it reverts to the lender's standard variable rate, which can move up and down.

Although you might be paying a higher rate initially with a fixed rate, it is predictable in terms of the required repayment and you are cushioned against the lender's costs of borrowing increasing (such as because, for example, the Bank of England has raised its base interest rate). You are locked in, however, and you cannot leave early without having to pay a large repayment charge. Once the fixed period has finished, you are free to organise a further fixed term (and fixed interest rate) with your lender or to change lenders and take up another mortgage entirely, which might, for example, be another fixed term mortgage.
KT10 9RD

Property Price Stats for Esher


Average property price in Esher £849,852
% Change compared to last year 0%
Population of Esher 6,743


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Esher

  • High Street, Esher, Surrey KT10 9RD
  • 22 Southwood Gardens, Esher, Surrey, KT10 0DE
  • 35 Soprano Way, Esher, Surrey, KT10 0DG
  • 17 Castle Avenue, East Ewell, Epsom, Surrey, KT17 2PL
  • 17 Castle Avenue, East Ewell, Epsom, Surrey, KT17 2PL

Local High Street Banks in Esher

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Esher

  • Barclays Bank Plc - Town Centre, 49 High St, Esher KT10 9RH
  • Natwest Bank Plc - 60 High St, Esher KT10 9TX
  • Santander Bank Plc - 43 High St, Esher KT10 9SQ

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

By getting your signed documents to your solicitor as soon as possible, you can speed up the conveyancing process in Esher.

Exchange cannot happen until all of the relevant documentation has been received by the solicitor, including your signed contract, the transfer deed and mortgage deed. 

Sometimes only signed originals of documents can be accepted by your solicitor. Therefore make sure you stay on top of being organised and account for slow postal delivery.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels