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Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Hersham


Hersham is a village in Surrey County. It has four technology/trading estates. There are plenty of open spaces around, many woods and two golf courses (Burhill Golf Club and Hersham Village Golf Club). Nearby Brooklands Museum is a must for all car fanatics, motorbikers and aviation fans. Those who prefer public transport machinery might prefer the London Bus Museum on the same site. Those who wish to learn how to paint in watercolours might want to check out the Autumn Woodlands Workshop in Esher Green.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

What about County Court Judgements, Bankruptcy Orders and Defaults?

They are bad, but not the end of the world. They will stay on your file for 6 years and will play a factor in the decision to offer you a mortgage. Some mortgage lenders may take into consideration other factors such as several years of good credit scoring, continuous employment, savings and references. Speak to a SAM Conveyancing Mortgage Broker for the best advice on this.
Top Mortgage Lenders 

Repayment Mortgage

These are now the only type of mortgage open residential home buyers. As they sound, you repay the mortgage by paying back some of the interest each month as well as some of the capital you've been loaned. The mortgage is fully repaid once you've successfully made all the monthly payments for the whole term (traditionally 25 years).

Repayment mortgages are distinct from interest-only mortgages, where you simply pay back the interest on the mortgage loan each month and at the end of the mortgage period, you repay the capital with money you've saved elsewhere. Monthly repayments are therefore cheaper than for repayment mortgages, however there's no set vehicle for saving up the capital to be repaid.
KT12 4RJ

Property Price Stats for Hersham


Average property price in Hersham £671,366
% Change compared to last year 11%
Population of Hersham 12,414 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Hersham

  • 132 Burwood Road, Hersham, Walton on Thames, Surrey, KT12 4AS
  • 25 Waterloo Court, Mayfield Road, Hersham, Walton on Thames, Surrey, KT12 5AD
  • 120 Molesey Road, Hersham, Surrey, KT12 4RD
  • 49 Ashley Road, Walton On Thames, Surrey, KT12 1HG
  • 37 Bowes Road, Walton On Thames, Surrey, KT12 3HU

Local High Street Banks in Hersham

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Hersham

  • Natwest - 60 High St, Esher KT10 9TX
  • Barclays - Town Centre, 49 High St, Esher KT10 9RH
  • Lloyds - 1C Church St, Weybridge KT13 8DA

Book a Free Mortgage Broker Consultation
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Appointments available today
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Mortgage Broker Tips for the Conveyancing Process

Consider booking your searches as soon as you have an offer accepted

If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.

Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.

Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.

Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.

Click to find out more about property searches

Click to order your Property Searches