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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Hornchurch


Hornchurch is a town in East London, 15 miles east south-east of the capital's centre. Landmarks include the Upminster Windmill and Eastbury Manor House. It is a large residential area with many shopping streets.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Private tenant? Consider using Credit Ladder

If you're a private tenant and regularly pay your rent on time, you may wish to consider using Credit Ladder to help improve your credit rating.

You pay your rent to Credit Ladder - it's a free service – then Credit Ladder passes the money onto your landlord or letting agent, after which it informs Experian as to whether the payment has been made on time. The data is due to be visible to lenders from the end of 2017 onwards.
Top Mortgage Lenders 

Cashback Mortgage

Cashback mortgages describe mortgages where the lender provides a cash lump sum incentive for those taking them up and this cash can be particularly welcomed by first time buyers: they're having to cope with the many expenses involved with the conveyancing process and some available cash is great for decorating etc.

They are not, therefore, a different class of mortgage strictly speaking. As in life, you don't get anything for free either: you should carefully compare the interest rate you'll be charged for the cash incentive – there may also be additional fees as well – with other mortgage products to see if the incentive is truly worth it.
RM12 5LH

Property Price Stats for Hornchurch


Average property price in Hornchurch £366,714
% Change compared to last year 14%
Population of Hornchurch 13,544 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Hornchurch

  • 32 Rosewood Avenue, Hornchurch, RM12 5LH
  • 92 Kempton Avenue, Hornchurch, RM12 6EB
  • 16 Stafford Avenue, Hornchurch, Essex, RM11 2ES
  • 12 Gull Walk, Hornchurch RM12 5QL
  • 25 Epsom Way, Hornchurch, RM12 6DU

Local High Street Banks in Hornchurch

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Hornchurch

  • Lloyds Bank Plc - 21-25 Station Ln, Hornchurch RM12 6JL
  • HSBC Bank Plc - 173 High St, Hornchurch RM11 3YS
  • Natwest Bank Plc - 120-122 High St, Hornchurch RM12 4UL

Book a Free Mortgage Broker Consultation
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Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

If you're buying, getting a structural assessment (Building Survey) of your property in Hornchurch from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Hornchurch is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability