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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Leighton Buzzard


Leighton Buzzard, in Bedfordshire County, is a town lying between Milton Keynes and Luton. It is the location of original opening of the Grand Union Canal. It has a thriving town centre and Stockgrove Country Park is nearby.

Attractions around Leighton Buzzard are many. Leighton Buzzard Railway is worth a visit and very popular with families (2 foot gauge, 3 miles long); Ascott House and Gardens are close by for looking around lovely sites and Woburn Abbey and Safari Park are also within easy reach.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Don't make multiple applications for credit

If you apply for lots of credit then every company you apply to will check your credit file. This could indicate that you are desperate for money and will have an impact on your credit score. Banks and building societies even check your credit score when you open a bank account.

Don’t worry, checking your credit score through Experian, Equifax or CallCredit will not affect your credit score.
Top Mortgage Lenders 

95% mortgages

As a rule, 95% mortgages are those which offer a 95% loan to value ratio (LVR) i.e. a lender grants you a loan of 95% of the purchase price of the house you're looking to buy.

Because the standard deposit is 10%, 95% is clearly a larger LTV than normal and you can expect to pay higher interest rates than normal on your mortgage.

You should bear in mind also that if house prices decline just 6%, you will technically be in negative equity; this is more acceptable if you're intending to stay put for a number of years (you might 'ride out' the price fall until prices rise again) but if you're intending to move again in the shorter term, you face selling your house for a lower price than you bought it for.
LU7 1DN

Property Price Stats for Leighton Buzzard


Average property price in Leighton Buzzard £245,889
% Change compared to last year 6%
Population of Leighton Buzzard 37,000


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Leighton Buzzard

  • High Street, Leighton Buzzard LU7 1DN
  • 1 Home Farm, Paddington Rd, Tedworth, LU7 9QD
  • 96a Old Road, Leighton Buzzard, Beds, LU7 2RE
  • 96a and 96b Old Road, Leighton Buzzard, Beds, LU7 2RE
  • 53 Himley Green, Leighton Buzzard, LU7 2PY

Local High Street Banks in Leighton Buzzard

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Leighton Buzzard

  • Lloyds Bank Plc - Market Square, Leighton Buzzard LU7 1EU
  • Barclays Bank Plc - 2 Market Square, Leighton Buzzard LU7 1EY
  • Natwest Bank Plc - 27 High St, Leighton Buzzard LU7 1DX

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Mortgage Broker Tips for the Conveyancing Process

If you're buying, getting a structural assessment (Building Survey) of your property in Leighton Buzzard from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Leighton Buzzard is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability