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Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.



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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Newbury


Newbury is a large town to the west of Berkshire County and is perhaps most known for Newbury Racecourse. Other prominent landmarks include Donnington Castle and Highclere Castle. Its well equipped town centre has many 17th century buildings and there are areas of outstanding natural beauty close by.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

New to credit and want to increase your score? Get a credit card – and use it wisely

If you haven't had credit before, you won't have a very high credit score. You can help this by taking out a credit card and paying out a small amount on it each month (such as a subscription to Netflix). Ensure you set up a direct debit to repay the full amount each month so you don't get involved with having to repay the money subject to a large APR.

You don't have to ever use the card to take out money – this is very expensive and will actually hurt your credit score – and each time you make a repayment, your credit score will incrementally improve.
Top Mortgage Lenders 

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages
RG14 7EL

Property Price Stats for Newbury


Average property price in Newbury £314,763
% Change compared to last year 11%
Population of Newbury 32,000 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Newbury

  • 10 Rupert Rd, Newbury, RG14 7EL
  • 9 St Johns Road, Newbury, RG14 7PY
  • 9 Valley Road, Newbury, West Berkshire RG14 6ET
  • 4 Stanley Road, Newbury, RG14 7PB
  • 78 Gloucester Road, Newbury, RG14 5JN

Local High Street Banks in Newbury

Find a mortgage lender near you:
Some branches may have closed down - Call 0118 324 0432 for a Mortgage Broker covering Newbury

  • Nationwide Building Society - 75 Northbrook St, Newbury RG14 1ND
  • Natwest - 30 Market Pl, Newbury RG14 5AG
  • HSBC - 6 Northbrook St, Newbury RG14 1AA

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Mortgage Broker Tips for the Conveyancing Process

Selling? Deal with any issues which are likely to appear on a survey before you market your property

A cautious buyer is more likely to book a RICS home buyers survey which is likely to show up any potential or actual defects your property may have.

If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.

You should therefore call in a professional to remedy any structural issues you may have such as damp – the cause might often be damaged roofs or window frames or leaking pipes.

Click to book your building defect specialist