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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Rotherhithe


Rotherhithe is a residential district east of London and is in Southwark Borough, around 4 miles east south-east of the capital's centre. It previously had a long history as a port but has been extensively redeveloped with relatively upmarket housing, with warehouse conversions and new build developments and is very popular with commuters working in Central London.

Landmarks include Severn Islands Leisure Centre, built on the site of the old town hall and St Mary's Parish Church. Street names here after often evocative of the area's past use, such as Russia Dock Road, for example.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Defaults, Bankruptcy Orders and County Court Judgments (CCJs)

These do affect your credit score negatively and can stay on your file for 6 years, but when this period has elapsed they no longer affect your score.

You are well advised to wait until the time period has elapsed because if you apply for credit and are refused, this will further lower your credit score.
Top Mortgage Lenders 

Guarantor Mortgage

Guarantor mortgages involve a third party, normally a family member or close associate, agreeing to guarantee that a mortgage applicant will make the correct, timely repayments for a mortgage loan granted.

The guarantee normally has to be backed up by the third party offering their own property as collateral or, for example, giving control of a large savings account to the lender. If the mortgagor defaults on repayments, then the lender can look to make up any shortfalls by extracting these from the third party, potentially putting the third party's home, or savings, at risk.

If the mortgagor makes the correct repayments however, the guarantor will not lose anything and will not have to pay anything over.
SE16 5ES

Property Price Stats for Rotherhithe


Average property price in Rotherhithe £486,962
% Change compared to last year 8%
Population of Rotherhithe 13,743 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Rotherhithe

  • 42 Canada Wharf, 255 Rotherhithe Street, Rotherhithe, London SE16 5ES
  • Plot 12, Lock House, Tavern Quay, Rope Street, Rotherhithe, London SE16 7TX
  • Flat 4, Walter Langley Court, 14 Brunel Road, Rotherhithe, London SE16 7HT
  • 501 Baltic Quay, 1 Sweaden Gate, London SE16 7TL
  • 142 Lower Rd, Rotherhithe, London SE16 2UG

Local High Street Banks in Rotherhithe

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Rotherhithe

  • HSBC - Surrey Quays Shopping Centre, Redriff Road, London SE16 7LL
  • Halifax - Surrey Quays Shopping Centre, Redriff Road, London SE16 7LL
  • Barclays - 1 Plough Way, Rotherhithe, London SE16 2LS

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in Rotherhithe, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


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