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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Ruislip


Ruislip is a town is West London, about 16 miles from the capital's centre, pleasantly centred on an old village. It combines a cosy but thriving town centre with plenty of open spaces within easy reach. Ruislip Lido might be the most famous landmark in the area; it's a former reservoir put to a variety of uses, surrounded by lush parkland and with its own miniature railway.

Ruislip has its own curious folly - a lighthouse - and a perennial favourite is the Great Barn (Manor Farm, Bury Street), a 13th century tithe barn which hosts any number of markets and events.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Ask for your credit limit to be increased – but don't increase your borrowing!

One trick to increase your credit score is to get your credit limit increased but not take on any more borrowing. At a stroke, you look like a better risk because you will be using less of the credit available to you.

As a general rule, you should not be taking up more than 50% of the credit available to you on any one credit card; if your borrowings are a higher proportion of the credit available than this, you look more risky as a prospect because you look overextended: for this reason your credit score will be lowered.
Top Mortgage Lenders 

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages
HA4 9BH

Property Price Stats for Ruislip


Average property price in Ruislip £457,900
% Change compared to last year 14%
Population of Ruislip 31,000


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Ruislip

  • 72 Hartland Drive, Ruislip, Middlesex, HA4 0TH
  • 24 Wyteleaf Close, Ruislip, Middlesex, HA4 7SP
  • 9 Hill Court, Newmarket Avenue, Ruislip, Middlesex, UB5 4EW
  • 21 Mahlon Avenue, South Ruislip, Middlesex, HA4 6SY
  • 98 Jubilee drive, Ruislip, Middlesex, HA4 0PU

Local High Street Banks in Ruislip

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Ruislip

  • Lloyds Bank Plc - 82 High St, Ruislip HA4 7AB
  • Barclays Bank Plc - 54 High St, Ruislip HA4 7AT
  • Halifax Bank Plc - 61 High St, Ruislip HA4 7BD

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Mortgage Broker Tips for the Conveyancing Process

Buying a home? Consider instructing a solicitor before anything else!

When you're looking to buy a home, it's a given that you'll be using a conveyancing solicitor (unless you're willing to risk a vast sum of money without the benefit of legal protection and expertise!).

Because the solicitor has to set up a file for you and you have to fill out forms and prove your ID/source of funds etc., the sooner you can do this, the more time you can save.

You do not have to have even picked out a property and made an offer at this stage! Ideally, you'll have applied for a mortgage and received a mortgage in principle, so you'll be in a position to look for houses within your budget range.

Matters like booking your mortgage valuation, booking a survey and getting searches can only occur once you've had an offer accepted, however instructing a solicitor is not dependent on this.

One advantage of this approach is that when it comes to putting in offers to vendors, telling them that you've already instructed your solicitor shows them that you're 'ready to go' and likely to be on the ball regarding the progress of any sale and a faster completion.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels