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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Don't miss payments or make them lateBecause late and missed payments can stay on your credit file for up to 6 years, you really want to ensure you make all your payments on time. If you are late making a payment because of circumstances beyond your control, it's worth getting in touch with your credit provider to see if you can get any black mark removed from your file. | Variable Rate MortgageAll mortgages are either of this type or are fixed rate. With a variable rate mortgage, which can be termed adjustable rate mortgages (ARM) and tracker mortgages, what you have to repay each month can change because the lender can opt to change the mortgage interest rate, either because of a change in the Bank of England base rate or because it wishes to do so autonomously. A rate fall means your repayments become cheaper but the converse is also true. You should always ensure that you have sufficient reserves to withstand a rate rise. Fixed rates are always fixed for an agreed term, however variable rates can also be for a fixed term, depending on their type. Any fixed term, for either type of product, invariably means that you should be wary of leaving before the fixed term – there may be very large early repayment charges. |
| Average property price in Ashford | £232,484 |
| % Change compared to last year | 10% |
| Population of Ashford | 58,936 (2001) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Ashford offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
