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Our Mortgage Broker Guide to getting a mortgage in Ashford

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Ashford Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Don't miss payments or make them late

Because late and missed payments can stay on your credit file for up to 6 years, you really want to ensure you make all your payments on time.

If you are late making a payment because of circumstances beyond your control, it's worth getting in touch with your credit provider to see if you can get any black mark removed from your file.

Variable Rate Mortgage

All mortgages are either of this type or are fixed rate. With a variable rate mortgage, which can be termed adjustable rate mortgages (ARM) and tracker mortgages, what you have to repay each month can change because the lender can opt to change the mortgage interest rate, either because of a change in the Bank of England base rate or because it wishes to do so autonomously.

A rate fall means your repayments become cheaper but the converse is also true. You should always ensure that you have sufficient reserves to withstand a rate rise. Fixed rates are always fixed for an agreed term, however variable rates can also be for a fixed term, depending on their type. Any fixed term, for either type of product, invariably means that you should be wary of leaving before the fixed term – there may be very large early repayment charges.


Ashford in Surrey (formerly in Middlesex) is around 13 miles south west of London and boasts a large variety of relatively modern housing. Many diversions are located nearby, such as Windsor Castle, Thorpe Park and the racecourses of Kempton Park and Sandown Park. Spelthorne Museum in the local library building in Elmsleigh Road focuses on local history and in one part of it you can see a Victorian kitchen, an 18th century parish fire engine and a reconstruction of a Roman shop.

TW15 2TW

Property Price Stats for Ashford


Average property price in Ashford £232,484
% Change compared to last year 10%
Population of Ashford 58,936 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Ashford - Recently Completed

  • Chertsey Rd, Ashford, Middx, TW15 1SP
  • 15 Rosa Avenue, Ashford, Middlesex, TW15 2ES
  • 33 Alexandra Road, Ashford, Middlesex, TW15 1TW
  • 52 Glenfield Road, Ashford, Middlesex, TW15 1JF
  • 27 Glenfield Road, Ashford, Middlesex, TW15 1JJ

Local High Street Banks in Ashford

Mortgage Broker in and around Ashford

Our Ashford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Feltham, Staines, Sunbury on Thames, Egham, Upper Halliford, Haddenham and Stanwell.

Which banks are local to you?


  • Barclays Bank Plc - 39 Church Rd, Ashford TW15 2QF
  • Natwest Bank Plc - 5 Woodthorpe Rd, Ashford TW15 2RN
  • Santander Bank Plc - 30 Church Rd, Shepperton, Ashford TW15 2UY

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Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Ashford

Mortgage Brokers Ashford offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

Ashford Mortgage Broker Insider Tips

Choose conveyancing solicitors who balance their work well

Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.

SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
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Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.