Our Mortgage Broker Guide to getting a mortgage in Ashford
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Don't miss payments or make them lateBecause late and missed payments can stay on your credit file for up to 6 years, you really want to ensure you make all your payments on time. If you are late making a payment because of circumstances beyond your control, it's worth getting in touch with your credit provider to see if you can get any black mark removed from your file. |
Variable Rate MortgageAll mortgages are either of this type or are fixed rate. With a variable rate mortgage, which can be termed adjustable rate mortgages (ARM) and tracker mortgages, what you have to repay each month can change because the lender can opt to change the mortgage interest rate, either because of a change in the Bank of England base rate or because it wishes to do so autonomously. A rate fall means your repayments become cheaper but the converse is also true. You should always ensure that you have sufficient reserves to withstand a rate rise. Fixed rates are always fixed for an agreed term, however variable rates can also be for a fixed term, depending on their type. Any fixed term, for either type of product, invariably means that you should be wary of leaving before the fixed term – there may be very large early repayment charges. |
Ashford in Surrey (formerly in Middlesex) is around 13 miles south west of London and boasts a large variety of relatively modern housing. Many diversions are located nearby, such as Windsor Castle, Thorpe Park and the racecourses of Kempton Park and Sandown Park. Spelthorne Museum in the local library building in Elmsleigh Road focuses on local history and in one part of it you can see a Victorian kitchen, an 18th century parish fire engine and a reconstruction of a Roman shop.
TW15 2TW
Property Price Stats for Ashford
| Average property price in Ashford | £232,484 |
| % Change compared to last year | 10% |
| Population of Ashford | 58,936 (2001) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Ashford - Recently Completed
- 17 Chertsey Rd, Ashford, Middx, TW15 1SP
- 15 Rosa Avenue, Ashford, Middlesex, TW15 2ES
- 33 Alexandra Road, Ashford, Middlesex, TW15 1TW
- 52 Glenfield Road, Ashford, Middlesex, TW15 1JF
- 27 Glenfield Road, Ashford, Middlesex, TW15 1JJ
Local High Street Banks in Ashford
Mortgage Broker in and around Ashford
Our Ashford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Feltham, Staines, Sunbury on Thames, Egham, Upper Halliford, Haddenham and Stanwell.
Which banks are local to you?
- Barclays Bank Plc - 39 Church Rd, Ashford TW15 2QF
- Natwest Bank Plc - 5 Woodthorpe Rd, Ashford TW15 2RN
- Santander Bank Plc - 30 Church Rd, Shepperton, Ashford TW15 2UY
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Ashford
Mortgage Brokers Ashford offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Ashford Mortgage Broker Insider Tips
Get your buildings insurance sorted in time for exchange of contracts!
According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.
You should therefore plan for this in advance and organise your buildings insurance to start on the day you exchange. Click if you wish to get a buildings insurance quote.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.