Our Mortgage Broker Guide to getting a mortgage in Balham
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Missed payments/late payments? Start and continue making them on timeAfter you've made a late payment, the more you start making subsequent payments on time, the more your credit score should recover and increase. As time passes, your older credit problems become less important as long as you've kept making subsequent repayments etc. on time. |
RemortgageRemortgages refer to new mortgages taken out when there has been an existing mortgage in place. Remortgages are taken out for a variety of reasons such as fixed term coming to an end – so a mortgagor takes out a new fixed term mortgage rather than going onto a lender's standard variable rate (SVR) – or when a mortgagor wants to get a better rate from another supplier. Remortgages can also be taken out to release money which may be used for purposes such as home improvements. Click to read more about Remortgages |
Balham is an area which forms part of both Wandsworth and Lambeth Boroughs in South London, 5 miles south south-west of the capital's centre. Famous landmarks include Du Cane Court's art deco flats and The Bedford pub in Bedford Hill is a large venue with a variety of entertainments. Its town centre has many bars, restaurants, coffee houses and independent stores. It also contains the excellent Hildreth Street Market.
Balham has many open spaces nearby including Wandsworth Common and Tooting Common (which contains the Tooting Lido for cooling off in the summer months.
Balham has many open spaces nearby including Wandsworth Common and Tooting Common (which contains the Tooting Lido for cooling off in the summer months.
SW12 9AF
Property Price Stats for Balham
| Average property price in Balham | £748,236 |
| % Change compared to last year | 8% |
| Population of Balham | 14,751 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Balham - Recently Completed
- Hydethorpe Road, Balham, London, SW12 0JD
- Du Cane Court, Balham High Road, Balham, London, SW17 7JB
- Wallace Court, Balham High Road, Tooting, London, SW17 7AT
- Ormeley Road, Balham, London, SW12 9QG
- Fontenoy Road, Balham, London SW12 9LU
Local High Street Banks in Balham
Mortgage Broker in and around Balham
Our Balham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Tooting, Streatham, Wandsworth, Earlsfield, Furzedown, Norbury and Battersea.
Which banks are local to you?
- Barclays Bank Plc - 14-16 Mitcham Rd, London SW17 9NA
- HSBC Bank Plc - 56 Tooting High St, London SW17 0RN
- Natwest Bank Plc - 30 Tooting High St, London SW17 0RG
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Balham
Mortgage Brokers Balham offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Balham Mortgage Broker Insider Tips
Get your buildings insurance sorted in time for exchange of contracts!
According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.
You should therefore plan for this in advance and organise your buildings insurance to start on the day you exchange. Click if you wish to get a buildings insurance quote.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.