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Our Mortgage Broker Guide to getting a mortgage in Belvedere

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Belvedere Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Get a credit card – but use it responsibly

People who don't have credit cards tend to be regarded, all other things being equal, as a higher risk than someone who manages credit cards responsibly.

The key is to keep your credit to manageable levels, make your repayments on time and, to save yourself money, don't use your credit card as a cash card apart from in an emergency!

Tracker Mortgage

These are a type of variable rate mortgage and the interest rate varies according to another interest rate which it tracks – most often this is the Bank of England base rate – and is a few per cent higher than this. The arrangement normally lasts for a set time period, most often between 2 and 5 years.

You benefit by having cheaper repayments if the tracked rate falls and lose out if this rate rises. You should investigate to see if your lender can increase the rate even if the underlying rate doesn't change. You should also be wary if there are large repayment charges if you choose to leave the product before the end of the fixed period.


Belvedere is a district in south east London in Bexley borough and is around 12 miles east south-east of the capital's centre. Its housing has a fair representation of Victorian and Edwardian stock. Landmarks and attractions include Bexley Cottage, Splash Park (a water feature in an open space) and the Guru Nanak Darbar Sikh Temple.

DA17 6LL

Property Price Stats for Belvedere


Average property price in Belvedere £223,195
% Change compared to last year 7%
Population of Belvedere 11,890 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Belvedere - Recently Completed

  • Parsonage Manor Way, Belvedere DA17 6LL
  • 41 Elmbourne Drive, Belvedere DA17 6JE
  • Flat 109 Heathdene Drive, Belvedere DA17 6HY
  • Flat 9 Venmead Court, Picardy Road, Belvedere, KENT, DA17 5QR
  • 34 Nuxley Rd, Belvedere DA17 5JG

Local High Street Banks in Belvedere

Mortgage Broker in and around Belvedere

Our Belvedere mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Erith, Welling, Abbey Wood, Plumstead, Slade Green, Ashford and Bexleyheath.

Which banks are local to you?


  • Lloyds - 55 Nuxley Rd, London DA17 5JN
  • Barclays - 2-3, Town Square, Erith DA8 1RE
  • Halifax - 131 Broadway, Bexleyheath DA6 7HF

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Belvedere Mortgage Broker Insider Tips

Agree a date you want to compete by as soon as your offer is accepted

Even though you may not actually end up moving on the date you agree at this point, it is likely to focus any chain on a timeframe for exchange of contracts and completion, which is likely to save considerable time overall.

Ask your solicitor to inform all other parties of your preferred timeline.

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