Our Mortgage Broker Guide to getting a mortgage in Braintree
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Regularly moving house can affect your credit scoreYou will often be asked “Have you lived at this address for longer than 3 years?” because if you haven’t been registered at one address for a long period of time this can have a negative effect on your credit rating. Lenders favour stability and consistency over constant change so if they see evidence of you regularly moving on your credit report they may be less likely to lend to you. |
Offset MortgageOffset mortgages are those in which you have a savings account linked to your mortgage. The savings account you link it with will no longer receive interest, but the benefit is you don’t pay interest on your mortgage up to the value of your savings account. |
Braintree is a quaint town in Essex situated 10 miles north of Chelmsford, 15 miles west of Colchester and 54 miles northeast of London. Bocking is an area of Braintree that is growing in size, so the town is sometimes referred to as Braintree and Bocking.
It is thought that the first houses built on the site of Braintree were established 4,000 years ago in the Bronze and Iron Ages. This location was chosen due to the closeness of the River Brain.
In the 14th century the town began processing and manufacturing woollen cloth and continued to do so until the late 19th century. This type of manufacturing was taken over by silk manufacturing which resulted in Braintree becoming a thriving town with a good economy.
Attractions in Braintree include the Braintree Museum, the Braintree Arts Theatre and the Braintree and Bocking Carnival that takes place each summer.
CM7 1ER
Property Price Stats for Braintree
| Average property price in Braintree | £292,224 |
| % Change compared to last year | 5% |
| Population of Braintree | 53,477 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Braintree - Recently Completed
- Jersey Way, Braintree, CM7 2FA
- Kings Lane, Stisted, Braintree, Essex, CM77 8AG
- Crown Meadow, Braintree, Essex, CM7 9EX
- Clockhouse Way, Braintree,Essex CM7 3RD
- Church Street, Braintree, CM7 5LQ
Local High Street Banks in Braintree
Mortgage Broker in and around Braintree
Our Braintree mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Rayne, Black Notley, Great Notley, Cressing, Stisted, Bradwell and Bartholomew Green.
Which banks are local to you?
- Lloyds Bank - 2-4 Bank St, Braintree CM7 1UN
- HSBC - Great Square, Braintree CM7 1TX
- NatWest - 47 High St, Braintree CM7 1JT
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Braintree
Mortgage Brokers Braintree offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Braintree Mortgage Broker Insider Tips
Only use solicitors who have been entrusted with the Conveyancing Quality Scheme (CQS) award..
All solicitors are not the same! The Law Society only gives its Conveyancing Quality Scheme award to applicant solicitor firms who have passed strict quality control assessments and can prove that their standards of experience, qualification and professionalism are sufficiently high.
SAM Conveyancing only employs CQS solicitors who proactively manage all their clients.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.