Proud of our reviews
google-logo.png

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Brixton

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Brixton Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Get a credit card – but use it responsibly

People who don't have credit cards tend to be regarded, all other things being equal, as a higher risk than someone who manages credit cards responsibly.

The key is to keep your credit to manageable levels, make your repayments on time and, to save yourself money, don't use your credit card as a cash card apart from in an emergency!

Tracker Mortgage

These are a type of variable rate mortgage and the interest rate varies according to another interest rate which it tracks – most often this is the Bank of England base rate – and is a few per cent higher than this. The arrangement normally lasts for a set time period, most often between 2 and 5 years.

You benefit by having cheaper repayments if the tracked rate falls and lose out if this rate rises. You should investigate to see if your lender can increase the rate even if the underlying rate doesn't change. You should also be wary if there are large repayment charges if you choose to leave the product before the end of the fixed period.


Located just 4 miles south of London's centre, Brixton is an area which boasts a unique community spirit arising from a highly diverse population. With great markets and shops, excellent cafes, a thriving nightlife, Brockwell Park, which is a lovely park with a lido and iconic buildings such as Lambeth Town Hall, the area is becoming increasingly popular with home buyers. Brixton Ritzy Cinema boasts big screens and diverse movies and Brixton Academy hosts a great range of music concerts.

SW2 1AH

Property Price Stats for Brixton


Average property price in Brixton £520,998
% Change compared to last year 13%
Population of Brixton 78,536


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Brixton - Recently Completed

  • Atlantic Road, Brixton, London, SW9 8PN
  • Lambert Road, Brixton, London SW2 5BA
  • Baytree Road, Brixton, London, SW2 5RR
  • Peckford Place, Brixton, London SW9 7BS
  • Lambert Road, Brixton, London SW9

Local High Street Banks in Brixton

Mortgage Broker in and around Brixton

Our Brixton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Streatham, Tulse Hill, Clapham, Stockwell, Herne Hill, Mill Hill and Kennington.

Which banks are local to you?


  • Lloyds Bank Plc - 18 Acre Ln, Brixton, London SW2 5SQ
  • Barclays Bank Plc - 463-465 Brixton Rd, Brixton, London SW9 8HL
  • HSBC Bank Plc - 512 Brixton Rd, Brixton, London SW9 8ER

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Brixton

Mortgage Brokers Brixton offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Brixton Mortgage Broker Insider Tips

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in Brixton, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


Click to book your FREE Mortgage Broker Consultation*
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.