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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Keep in mind your APRs at all timesYou should always be aware of how much your borrowing is costing you and look to pay off high interest debts and rather run debt up on items with lower APRs. A lower APR means lower interest payments which means less cash to shell out. |
Capped Rate MortgageThese are a type of variable rate mortgage, based on a lender's standard variable rate (SVR), but one where the rate cannot become higher than an agreed level (and therefore the repayments more expensive). You can gain from these types of mortgages if the lender's SVR comes down, however you need to be sure that you have enough finance to make monthly repayments as high as the level of the cap, which may itself be set quite high. You often find also that the rate itself is generally higher than for other variable and fixed rate mortgages. |
Average property price in Central London | £1,566,519 |
% Change compared to last year | - 6% |
Population of Central London | 1,525,000 (2001) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Central London offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.