Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Chigwell

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Chigwell Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Cancel out old addresses and accounts from your file

Old addresses – and accounts linked to old addresses – can play havoc with a mortgage application because of problems with ID checks.

You should ensure that old accounts are properly closed and that active accounts are linked to your present address.

Flexible Family Mortgage

Flexible family mortgages are designed such that family members can provide security for a mortgage for a first time buyer applicant.

Typically, a first time buyer might themselves have to provide a deposit of 5% of the selling price of the house they wish to buy and a family member puts a sum equating to 20% of the value of the home into an interest-bearing savings account which stands as security that the first time buyer will make the correct repayments.

Another option is the associate putting up a percentage of their own house as security for the loan and another is the associate placing savings into an account where the interest is offset against the first time buyer's mortgage interest, making repayments cheaper. The mortgage offered might involve any of these methods or some combination of all three.

As can be gleaned, the risks for the associate depend on the method adopted. They stand, for example, to lose a percentage of their house or the savings in an account set up as security.


Chigwell is an affluent town in Essex in the Epping Forest Borough and is 12 miles north-east of the capital's centre. The area feels very village-like. Nearby attractions include Topgolf Chigwell, where you can do all things golf-related, Hainault Forest Country Park, excellent for outdoor activities, and Fox Burrow Farm, where the children can enjoy a great day out.


IG7 6EN

Property Price Stats for Chigwell


Average property price in Chigwell £513,899
% Change compared to last year 12%
Population of Chigwell 12,449 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Chigwell - Recently Completed

  • Hainault Road, Chigwell, Essex IG7 5DH
  • 4 Crosby Court, Lambourne Road, Chigwell, Essex, IG7 6JT
  • 64 Grange Crescent, Chigwell, Essex, IG7 5JF
  • 409 Manford Way, Chigwell, Essex IG7 4AT
  • 93 Craven Gardens, Ilford, Essex, IG6 1PW

Local High Street Banks in Chigwell

Mortgage Broker in and around Chigwell

Our Chigwell mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Woodford, Essex, Buckhurst Hill, Grange Hill, Roding Valley, Wivenhoe and Loughton.

Which banks are local to you?


  • Lloyds Bank Plc - 171 Manford Way, Chigwell IG7 4DE
  • HSBC Bank Plc - 193-195 High Rd, Loughton IG10 4LF
  • Natwest Bank Plc - 133 High St, Ilford IG6 2AJ

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Chigwell

Mortgage Brokers Chigwell offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Chigwell Mortgage Broker Insider Tips

For fast conveyancing in Chigwell, the trick is to choose the right solicitor from the outset.

  • Whilst this may seem like an obvious one, it's not just the standard of reviews that means a solicitor is good. It is also the volume of work. 
  • You need someone who values high communication levels and will work with your best interests in mind at all times. If a solicitor is overworked, your case may get overlooked, which can increase the chance of delays and poor prioritisation of clients. 
  • At SAM Conveyancing we aim for completion within 6-8 weeks. For us, we make sure your deadline is as achievable as possible.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.