Mortgage Broker Christchurch
Mortgage Broker Christchurch
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Christchurch
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Is the information on your credit report correct?It is important to check the following details are correct on your credit report. a) Is your name correct? b) Is your address correct? c) Are there any expired mobile phone contracts still showing? Make sure you write to any company if the details they have about you are incorrect because if you do not, they will be unable to check your ID properly. |
Fixed Rate MortgageThis type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. The advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor). Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can choose to renew a fixed rate contract. |
Christchurch is a pleasant town located in the County of Dorset. It is a popular place to live in because of its many beautiful parks, gardens and leisure facilities.
Attractions include, Hengistbury Head, Avon Beach and Christchurch Castle. Other facilities nearby includes Christchurch Harbour Bournemouth Aviation Museum.
BH23 2AW
Property Price Stats for Christchurch
| Average property price in Christchurch | £346,874 |
| % Change compared to last year | 0% |
| Population of Christchurch | 45,800 (2008) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Christchurch - Recently Completed
- Sandy Lane, Christchurch, Dorset, BH23 2NJ
- Rotterdam Dr, Christchurch BH23 1HB
- Jellicoe Drive, Christchurch, BH23 3SL
- Tresillan Way, Walkford, Christchurch, Dorset, BH23 5QP
- Jumpers Road, Christchurch, Dorset, BH23 2AR
Local High Street Banks in Christchurch
Mortgage Broker in and around Christchurch
Our Christchurch mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Burton, Stanpit, Wick, Jumpers Common, Iford, Tuckton and Somerford.
Which banks are local to you?
- Lloyds Bank - 4 Castle St, Christchurch BH23 1DU
- Barclays - 22 High St, Christchurch BH23 1BQ
- HSBC - 15 High St, Christchurch BH23 1AF
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Christchurch
Mortgage Brokers Christchurch offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Christchurch Mortgage Broker Insider Tips
Book your home buyers survey as soon as you have your offer accepted.
Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.
Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.
*RICS Surveyors – Local Knowledge – Same Week Availability
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.