Proud of our Reviews
SAM Conveyancing Reviews
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in East Sussex

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker East Sussex Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Having difficulty making repayments and on time? Speak to the lenders concerned

You may be in a situation where you are finding it difficult to make the repayments specified on the debt you've taken on. If so, you should get in touch with the companies you owe the money to as they might accept lesser payments from you or give you a grace period (an extension on the deadline by which you must have made a repayment).

Remember that defaulting on payments or making payments late lowers your credit score. If you can come to an arrangement with your creditors, your credit score is much less likely to be harmed.

Interest-only Mortgage

The basic premise of an interest-only mortgage is that your monthly payments purely cover the cost of servicing the interest on the loan and are not put towards paying down the capital itself.

To pay down the capital, the mortgagor is obliged to save money in another investment vehicle which hopefully generates sufficient cash by the end of the mortgage term to pay off the capital – this is not guaranteed.

Only commercial property buyers such as buy to let investors can access interest-only mortgages at the present time; the higher risk profile of these mortgages is thought to be too dangerous for residential buyers to be involved with.


East Sussex is a county is South East England, bordered by Surrey to the north west, West Sussex to the west and Kent to the north and east. It is bordered by the south coast to the south. Districts within it include Hastings, Rother, Wealden, Eastbourne, Lewes and the City of Brighton and Hove. Among the many attractions are; Battle Abbey, which marks the site of where William the Conqueror defeated King Harold in 1066; Bodiam Castle, which has a moat and battlements and hosts archery events; and Camber Sands, with its beaches, chalets, gardens and lighthouses.

BN21 3NS

Property Price Stats for East Sussex


Average property price in East Sussex £305,407
% Change compared to last year 6%
Population of East Sussex 800,200 (2014)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker East Sussex - Recently Completed

  • Eagle Cottages, Landgate, Rye, TN31 7LY
  • 38 Udimore Road, Rye, East Sussex, TN31 7DS
  • 22 High Street, Robertsbridge, East Sussex, TN32 5AQ
  • 18 Jevington Close, Bexhill on Sea, East Sussex, TN39 3 BB
  • 2 White Horse Cottages, Hurst Green, East Sussex, TN19 7QA

Local High Street Banks in East Sussex

Mortgage Broker in and around East Sussex

Our East Sussex mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Eastbourne, Hastings, Newhaven, Lewes, Hailsham, Newborough and Rye.

Which banks are local to you?


  • Natwest Bank Plc - 16 High St, Battle TN33 0AJ
  • Lloyds Bank Plc - 180 High St, Uckfield TN22 1AX
  • Barclays Bank Plc - 46 High St, Heathfield TN21 8HT

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for East Sussex

Mortgage Brokers East Sussex offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

East Sussex Mortgage Broker Insider Tips

Book your home buyers survey as soon as you have your offer accepted.

Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.

Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.

Click to get your FREE RICS Home Buyers Survey Quote
*RICS Surveyors – Local Knowledge – Same Week Availability
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.