Our Mortgage Broker Guide to getting a mortgage in Hillingdon
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Private tenant? Consider using Credit LadderIf you're a private tenant and regularly pay your rent on time, you may wish to consider using Credit Ladder to help improve your credit rating. You pay your rent to Credit Ladder - it's a free service – then Credit Ladder passes the money onto your landlord or letting agent, after which it informs Experian as to whether the payment has been made on time. The data is due to be visible to lenders from the end of 2017 onwards. |
Standard Variable Rate MortgageA standard variable rate mortgage is one where the interest you pay on your mortgage loan to your lender is normally a few percentage points above the Bank of England base rate. The rate can vary, not only along with movements in the base rate but also because the lender decides to vary it. If you have a standard variable rate mortgage, you'll have to ensure that you can make your repayments even if the rate changes against your favour and thus there Is an inherent uncertainty about this. You can, however, leave this kind of mortgage at any time without penalty and opt to take on, for example, a fixed rate mortgage or a discount mortgage. |
Hillingdon is a suburban area in West London, within Hillingdon Borough, and around 14 miles west of Central London. It is mainly residential with a varied housing stock, much of it built in the 1930s. There are parades of shops and for larger shopping areas, nearby Uxbridge is easy to get to. There are many open spaces within reach, such as Hillingdon Court Park.
You're only a short drive away from Ruislip Lido, where you have attractions such as a beach, boating and swimming lake, wonderful woods and a miniature railway. Also nearby, in former RAF Uxbridge, you can visit the Battle of Britain Command Centre/Bunker.
You're only a short drive away from Ruislip Lido, where you have attractions such as a beach, boating and swimming lake, wonderful woods and a miniature railway. Also nearby, in former RAF Uxbridge, you can visit the Battle of Britain Command Centre/Bunker.
UB10
Property Price Stats for Hillingdon
| Average property price in Hillingdon | £366,409 |
| % Change compared to last year | 12% |
| Population of Hillingdon | 13,164 (2014) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Hillingdon - Recently Completed
- 7 Elm Croft Terrace, COlham Green Road, Hillingdon, Middlesex, UB8 3QF
- 7 Elm Croft Terrace, COlham Green Road, Hillingdon, Middlesex, UB8 3QF
- 29 Leybourne Road, Hillingdon, UB10 9HD
- 80 Halford Road, Ickenham, Middx, UB10 8QA
- 52 Windsor Avenue, Uxbridge, UB10 9AX
Local High Street Banks in Hillingdon
Mortgage Broker in and around Hillingdon
Our Hillingdon mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Hayes, Uxbridge, Ruislip, Ickenham, West Drayton, Crouch Hill and Yeading.
Which banks are local to you?
- Natwest Bank Plc - 63 High St, Ruislip HA4 8JB
- Barclays Bank Plc - 2 High Street, Yiewsley, West Drayton UB7 7DH
- HSBC Bank Plc - 65 High St, Ruislip HA4 8JE
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Hillingdon
Mortgage Brokers Hillingdon offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Hillingdon Mortgage Broker Insider Tips
Buying a leasehold property? Request your vendor to get their management information pack when your offer is accepted.
Your solicitor needs to examine the leasehold management information very carefully as it deals with matters like service charges and how well the freehold has been run.
Very frequently the freeholder or managing agent may take weeks to compile and return the material which may form the basis of enquiries from your solicitor which in turn need to be answered.
Click to find out more about the Management Information Pack
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.