FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for New Malden
Mortgage Brokers New Malden offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in New Malden
New Malden is a south-west London suburb, around 10 miles from Central London and is within the boroughs of both Kingston and Merton. It has many two- and three-bedroom terraced houses. It has many amenities such as a thriving sports centre, and notable open spaces are nearby, such as Wimbledon Common and Richmond Park.
Chessington Zoo and theme park are within easy travelling distance. New Malden also hosts World of Golf in Beverley Way, which not only offers much to all adult lovers of golf but also has Jurassic Encounter for kids, combining crazy golf with 'enormous' dinosaurs.
Chessington Zoo and theme park are within easy travelling distance. New Malden also hosts World of Golf in Beverley Way, which not only offers much to all adult lovers of golf but also has Jurassic Encounter for kids, combining crazy golf with 'enormous' dinosaurs.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Lower your credit utilisation ratio
The credit utilisation ratio is how much credit you've taken up as a portion of how much credit you've been offered. Your credit score will generally rise the lower this ratio is. As a general rule, you should always keep the ratio below 50% overall and considerably lower if possible.
If you have more than one credit card you should also be aware of the utilisation ratio overall and per card, because credit reference agencies take all the measure into account.
Capped Rate Mortgage
Capped rate mortgages are variable rate mortgages with an agreed cap on how high the rate – and therefore your repayments – can rise.
The rate can fall, meaning your payments become cheaper, and cannot rise above a certain agreed level, making it easy for you to budget and more predictable.
You should be very clear about whether you can afford to make the repayments at the level of the cap, which might be set quite high and the interest rates offered may be less competitive than for other variable and fixed rate mortgages.
Capped rate mortgages may also be for a particular fixed time period and if they are, you may have to pay a large sum if you choose to leave early.
KT3 4ER
Property Price Stats for New Malden
| Average property price in New Malden | £511,522 |
| % Change compared to last year | 7% |
| Population of New Malden | 28,500 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN New Malden
- 12 Wolsey Close Coombe, Kingston upon Thames, Greater London KT2 7ER
- Flat 19, Kew Court, Richmond Road, Kingston Upon Thames, Greater London, KT2 5DF
- 40 Bockhampton Road, Kingston Upon Thames, Greater London, KT2 5JU
- 9 Langley Grove, New Malden, Surrey KT3 3AL
- 119 Tennyson Avenue, New Malden, Surrey, KT3 6NA
Local High Street Banks in New Malden
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Worcester Park, Surbiton, Raynes Park, Kingston upon Thames, Wimbledon, Staines and Chessington.
- Lloyds Bank Plc - 94-96 High St, New Malden KT3 4EX
- Barclays Bank Plc - 2 High St, New Malden KT3 4HF
- Natwest Bank Plc - 64 High St, New Malden KT3 4HB
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Selling your property? Complete all the required property forms and collect all the required information and return it to your solicitor as soon as possible.
As a seller, the best way you can save time in the conveyancing process is by getting all the information your solicitor needs to them as soon as possible – your tasks are 'front-loaded'!
Anyone buying or selling a home firstly has to prove their ID to the solicitor representing them but a seller you have to complete property information and fixtures and fittings forms (as well as a leasehold information form, if relevant) and return them to your solicitor along with your original title deeds and other relevant information.
This may seem a lot to do, but once you've finished these tasks to the best of your ability, your solicitor can fully devote themselves to making the remaining conveyancing process run efficiently.
Our website explains all the forms and information mentioned; a good place to start finding out more is to click on Property Information Form TA6 explained
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.