All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations &
Exclusive mortgage rates
Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Swansea
Swansea is a coastal city and county in Wales, lying within the historic county of Glamorgan. It's Wales' second largest city after the capital, Cardiff, and is a major passenger port for people travelling to and from Ireland by boat.
Swansea has traditionally been a major port, trading in wine, hides, wool cloth and, during the Industrial Revolution and later, coal. It also was a centre for copper mining and smelting.
The 20th century saw a decline in Swansea's traditional heavy industry and the city has since moved more towards the services sector and has invested in attracting tourism, particularly to its coastal areas, where surfing has greatly increased as a pursuit. Swansea might be best known by many in the UK for hosting the DVLA, the government body devoted to managing motorised vehicle licensing.
Landmarks include Swansea Castle, the Tabernacle Chapel, Morriston and the Swansea Guildhall. Notable people from the city include the poet Dylan Thomas and the actor Catherine Zeta-Jones.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Don't ever attempt to use illegal methods to rewrite your credit file to be more positive
There is an increasing number adverts from purported computer hackers offering to hack into the servers of credit reference agencies to do this for people worried about their credit scores.
Suffice to say that anyone doing this is committing computer fraud, a serious crime, and enforcement agencies are becoming increasingly better at detecting hacking. Additionally you might just end up being conned and paying over money for something which never materialises. It's a sure way to end up either poor…or in a jail cell.
Joint Borrower Sole Proprietor Mortgage
Joint borrower sole proprietor mortgages are a way in which a person who doesn't have a sufficient income to service a mortgage on a property themselves is able to team up with another person, who does, to buy a property jointly and then the latter person doesn't appear on the title.
If you choose to take out this kind of mortgage, you are both well advised to draw up a robust deed of trust which protects both your interests in the event that circumstances become unfavourable, for example you can't yourself continue making your required mortgage repayments and have to sell up.
Click on Joint borrower Sole Proprietor Mortgages to find out more.
SA1 3QW
Property Price Stats for Swansea
| Average property price in Swansea | £148,021 |
| % Change compared to last year | 0% |
| Population of Swansea | 241,300 (2014) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Swansea
- The Old Vicarage, Llandewi, Reynoldston, Swansea SA3 1AU
- 65 Killan Road, Dunvant, Swansea, SA2 7TH
- 10 Lon Coed Bran, Cockett, Swansea SA2 0YQ
- Newton Road, The Mumbles, Swansea SA3 4BN
- Gower Rd, Killay, Swansea SA2 7AL
Local High Street Banks in Swansea
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in The Mumbles, Three Crosses, Gowerton, Morriston, Skewen, Briton Ferry and Fforest-fach.
- TSB Bank - 11 Union St, Swansea SA1 3EF
- NatWest - 14 - 16a Oxford St, Swansea SA1 3AG
- HSBC - 10 Portland St, Swansea SA1 3DF
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Make sure you are in constant communication with your solicitor.
If your situation changes or something unforeseen arises, inform your solicitor as soon as possible. This should avoid unnecessary and time-consuming work being carried out which later needs to be rectified.
If your situation changes or something unforeseen arises, inform your solicitor as soon as possible. This should avoid unnecessary and time-consuming work being carried out which later needs to be rectified.
It also ensures all legal documents are accurate and you are receiving service which is specifically tailored to your needs and circumstances for your home move in Swansea.
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.