Our Mortgage Broker Guide to getting a mortgage in Tulse Hill
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Pay for insurance upfront rather than via monthly instalments if possibleIf you opt to pay off insurance premiums using monthly instalments then a hard search is carried out which negatively affects your credit score. So if you can, pay off your insurance in one payment; it won't affect your credit score negatively and will work out cheaper in the longer term. |
Discounted Variable Rate MortgageA type of variable rate mortgage, these are based on a fixed percentage discount from a lender's standard variable rate (SVR), which is normally itself linked to the Bank of England's prevailing lending rate. These are often subject to a fixed term, perhaps 1 or 2 years and if the term is fixed, you can only leave if you pay a – normally expensive – repayment charge. Like other variable rate mortgages, you cannot guarantee that your monthly repayment figure won't change – and this can be for the worse – meaning that you should always have enough finance in reserve for the eventuality. |
Tulse Hill is in Lambeth Borough in South London. It is located just south of Brixton, with its vibrant social scene and nightlife, and just east of Streatham, with its excellent and varied shopping options. It has green spaces nearby such as Brockwell Park and is a place where you can sometimes snap up a more affordable bargain, when home buying. The Holy Trinity Church on Trinity Rise is a Grade II listed building.
SW2 3BU
Property Price Stats for Tulse Hill
| Average property price in Tulse Hill | £494,299 |
| % Change compared to last year | 15% |
| Population of Tulse Hill | 15,771 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Tulse Hill - Recently Completed
- Talcott Path, Tulse Hill, London, SW2 3DD
- Lomley House, Tulse Hill, London, SW2 2EW
- Upper Tulse Hill Road, Streatham, London SW2 2RW
- Saunders House, Tulse Hill, Streatham, London, SW2 3PJ
- Lomley House, Tulse Hill, London, SW2 2EW
Local High Street Banks in Tulse Hill
Mortgage Broker in and around Tulse Hill
Our Tulse Hill mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Streatham, Brixton, Herne Hill, Dulwich, West Norwood, Denham and Clapham.
Which banks are local to you?
- Barclays Bank Plc -117 Dulwich Village, London SE21 7BL
- HSBC Bank Plc - 103 Streatham Hill, London SW2 4UE
- Lloyds Bank Plc - 12 Croxted Rd, London SE21 8SW
Access to the whole of the mortgage market
Appointments available today
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Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Tulse Hill
Mortgage Brokers Tulse Hill offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Tulse Hill Mortgage Broker Insider Tips
By getting your signed documents to your solicitor as soon as possible, you can speed up the conveyancing process in Tulse Hill.
Exchange cannot happen until all of the relevant documentation has been received by the solicitor, including your signed contract, the transfer deed and mortgage deed.
Sometimes only signed originals of documents can be accepted by your solicitor. Therefore make sure you stay on top of being organised and account for slow postal delivery.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.