Mortgage Broker Wigan
Mortgage Broker Wigan
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Wigan
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Get a credit card – but use it responsiblyPeople who don't have credit cards tend to be regarded, all other things being equal, as a higher risk than someone who manages credit cards responsibly. The key is to keep your credit to manageable levels, make your repayments on time and, to save yourself money, don't use your credit card as a cash card apart from in an emergency! |
Flexible MortgageMortgages sold as flexible mortgages normally include features such as the ability of the mortgagor to overpay and underpay without penalty and to take payment holidays. In theory, all mortgage variants might be tweaked by lenders to offer this type of flexibility. However you should be aware that you'll be paying for this to be the case and should only pay extra if you are likely to benefit greatly from the flexible aspects which you ask for. |
Wigan is a town in Greater Manchester, on the River Douglas, 10 miles south-west of Bolton, 12 miles north of Warrington and 17 miles west-northwest of Manchester. During the Industrial Revolution Wigan experienced dramatic economic expansion and a rapid rise in population. Although porcelain manufacture and clock making had been major industries, Wigan became known as a major mill town and coal mining district. Coal mining ceased during the latter part of the 20th century.
Wigan Pier, a wharf on the Leeds and Liverpool Canal, was made famous by the writer George Orwell, In his book, The Road to Wigan Pier. A 20-minute car journey will take you to Fairy Glen valley with spectacular waterfalls and cliff faces.
WN1 1UG
Property Price Stats for Wigan
| Average property price in Wigan | £151,173 |
| % Change compared to last year | - 5% |
| Population of Wigan | 103,608 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Wigan - Recently Completed
- Broadleaf Crescent, WN6 0ZN
- Church Lane WN6 8BD
- Preston Road WN6 0PA
- Spey Close WN6 0RA
- Didsbury Grove WN2 3HD
Local High Street Banks in Wigan
Mortgage Broker in and around Wigan
Our Wigan mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Manchester, Warrington, Southport, St Helens, Blackburn, Bolton and Preston.
Which banks are local to you?
- RBS - 38 Market Pl, Wigan WN1 1PJ
- NatWest Bank Plc - 4 Standishgate, Wigan WN1 1UE
- HSBC Plc - 21, Grand Arcade, Crompton St, Wigan WN1 1BH
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Wigan
Mortgage Brokers Wigan offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Wigan Mortgage Broker Insider Tips
Instruct a solicitor even before your offer has been accepted.
If you instruct a solicitor at the earliest possible time, once your offer on a Wigan property is accepted, you will be ready to get things underway and the seller will see how intent you are on purchasing their property.
By being organised you are indicating to the seller that you should be able to complete in good time and the process will be as smooth as possible, thereby potentially increasing your chance of success.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.