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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Get a credit card – but use it responsiblyPeople who don't have credit cards tend to be regarded, all other things being equal, as a higher risk than someone who manages credit cards responsibly. The key is to keep your credit to manageable levels, make your repayments on time and, to save yourself money, don't use your credit card as a cash card apart from in an emergency! |
Flexible MortgageMortgages sold as flexible mortgages normally include features such as the ability of the mortgagor to overpay and underpay without penalty and to take payment holidays. In theory, all mortgage variants might be tweaked by lenders to offer this type of flexibility. However you should be aware that you'll be paying for this to be the case and should only pay extra if you are likely to benefit greatly from the flexible aspects which you ask for. |
Average property price in Wigan | £151,173 |
% Change compared to last year | - 5% |
Population of Wigan | 103,608 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Wigan offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.