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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Croydon


Croydon is a large town and the administrative centre for Croydon Borough, lying 10 miles south of Central London. It has a very large shopping area including, for example, the Whitgift Centre indoor shopping area. Croydon has its own restaurant quarter, where you can enjoy any number of different types of world cuisine, centred on South End running just south of the High Street.

St Mary's Church in nearby Addington was established in 1040 and is the burial site for eleven Archbishops of Canterbury. Cultural options include the Fairfield Halls, which regularly hosts music concerts. Croydon also hosts the famous Brit School, based in Selhurst, which has produced stars such as Amy Winehouse and Kate Nash. Open spaces include Lloyd Park and Long Lane Woods.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Turned down for credit unfairly? Appeal to the company involved

You have the option to appeal to a company which has turned down your application for credit if you feel the rejection is unfair. In the event that the decision was made by an automated system, you can ask for it to be reviewed.

If this approach does not work, don't immediately apply for similar credit from another company as you may make the situation worse in terms of your credit score. You should instead check your credit file, take any necessary steps to improve your credit score and leave it at least 3 months before you approach another lender.
Top Mortgage Lenders 

Offset Mortgage

With any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less.

The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose.
CR0 1NG

Property Price Stats for Croydon


Average property price in Croydon £311,567
% Change compared to last year 12%
Population of Croydon 342,000


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Croydon

  • 13 Broomhall Road, South Croydon, CR2 0PX
  • 62 Fairholme Rd, Croydon, Greater London, CR0 3PH
  • 21 St James Road, Croydon, CR0 2SD
  • 36 The Ridge Way, Sanderstead, South Croydon, CR2 0LF
  • 17 Lavington Road, Croydon, CR0 4PQ

Local High Street Banks in Croydon

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Croydon

  • Metro Bank Plc - 1-2, Centrale Shopping Centre, Croydon CR0 1TY
  • Barclays Bank Plc - 1 N End, Croydon CR9 1SX
  • HSBC Bank Plc - 9 Wellesley Rd, Croydon CR9 2AA

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Mortgage Broker Tips for the Conveyancing Process

Selling? Deal with any issues which are likely to appear on a survey before you market your property

A cautious buyer is more likely to book a RICS home buyers survey which is likely to show up any potential or actual defects your property may have.

If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.

You should therefore call in a professional to remedy any structural issues you may have such as damp – the cause might often be damaged roofs or window frames or leaking pipes.

Click to book your building defect specialist