News -> Mortgage

Conveyancing Process – What ID does your solicitor need?
One of the first stages in the conveyancing process after instructing your solicitor is to provide them with your ID; both photo and proof of address. Whereas historically this was required to be in original format solicitors are more and more using technology to confirm who their client is -...
14/12/2018
Restrictive Covenant Indemnity Insurance Policy
A Restrictive Covenant Indemnity Insurance Policy is most commonly taken out by the buyer of a property where the seller, or a previous owner, has breached a restrictive covenant over the land. This type of policy is also called 'breach of leasehold covenant indemnity policy'. Download a...
14/12/2018
SRA Transparency Rules: a better residential conveyancing market?
All residential conveyancing firms had to comply with the Solicitors Regulation Authority SRA Transparency Rules from 6 December 2018 under threat of enforcement action; but will these new rules mean a better residential conveyancing market? NB The rules affect residential conveyancing...
14/12/2018
Insolvency Indemnity Insurance
Insolvency indemnity insurance is a requirement for most mortgage lenders where the title to the property is subject to a deed of gift or if the previous transaction completed undervalue within the 5 year period. You can read our article here on the process for transferring property undervalue....
12/12/2018
Exchanging Contracts
Download your FREE Pre-Exchange Checklist From organising your buildings insurance to signing off on the seller's protocol forms, our checklist has everything covered so you don't miss anything. Download your free Pre-Exchange checklist by...
11/12/2018
Gifted Deposit Receiving Money from Overseas
Looking for conveyancing using a gifted deposit from overseas? Our conveyancing solicitors have years of experience in enabling our clients to buy their homes using gifted deposits from overseas sources. You'll be kept up-to-date throughout your conveyancing...
11/12/2018
Stamp Duty Land Tax for Staircasing
There are 2 ways you can pay for your shared ownership stamp duty land tax (SDLT): Pay a one-off sum - this is called a Market Value Election; or (like most shared ownership buyers) Pay any stamp duty due in stages (this is where the term staircasing is used). By opting to...
11/12/2018
Building an Extension: Our Simple Guide
Building an extension is an exciting prospect as you'll benefit from more space and hopefully, an increase in your property's value. The downsides are the time it takes to complete the extension, issues with the local planning officer and under budgeting. The best advice is to plan properly and to...
05/12/2018
Gifting Property - 4 ways to gift your property
Do you need help gifting property? Our solicitors specialise in gifting property as concessionary (undervalue) sale and purchase and work with all mortgage lenders. Get a conveyancing quote to gift property * * Fixed Legal Fee – No Sale No Fee –...
05/12/2018
November 2018 - London On Its Knees
Worst sales volumes for a July in the capital since Land Registry records began (1995) Help to Buy London initiative failing Is it time to abolish 2nd home stamp duty? [All statistics which follow are the most recently available figures from the Land Registry and the Bank of England...
29/11/2018
Concessionary Purchase
Looking for a Concessionary Purchase Conveyancing Quote? Our specialist Concessionary Purchase conveyancing solicitors are on hand to help you complete your transaction. We offer highly competitive fixed fees and we'll work with you to reach your deadline....
28/11/2018
Transfer at Undervalue Insolvency Act Rules
The transfer of a property under market value is very common between family members; either to help their children onto the property ladder or as part of inheritance tax planning. You can read the process on how to do this in our Concessionary Purchase article. There is however a risk that the...
28/11/2018
What is the Mortgage Process?
26/11/2018
Can a mortgage offer be withdrawn after exchange of contracts?
16/10/2018
Joint Borrower Sole Proprietor Mortgage
16/10/2018
Mortgage Early Repayment Charge
24/08/2018
Interest-Only Retirement Mortgages
04/06/2018
Applying for a mortgage? 3 things you can't have on your bank statement
01/06/2018
Auction Bridging Finance – What is a Mortgage Bridge Loan?
15/05/2018
Mortgage Solicitors - We Are On All Mortgage Lender Panels
04/05/2018
Gifted Deposit Mortgage for First Time Buyers
21/03/2018
Bad Credit Mortgage - Getting a Mortgage with a CCJ
20/02/2018
Buy to Let Mortgages
02/01/2018
Help to Buy Mortgage
21/12/2017
Mortgage Glossary
06/12/2017
Getting a Mortgage When Self-Employed - Our 5 Top Tips
05/12/2017
No Deposit Mortgage (Offset)
09/11/2017