Mortgage guides, news and tips

Specialist mortgage articles to help you navigate the minefield of getting a mortgage to buy a home or to remortgage your existing home either a residential or a buy to let.

At SAM Conveyancing we give you all the information you need to know and write it in a way that makes it easy to understand. We also have a panel of mortgage brokers to help you find the best mortgage rate in the whole of the market and to complete the paperwork for your mortgage application.

Please click, read and enjoy. If you get stuck or need any help then call us and speak to a friendly member of the SAM Conveyancing team - 0333 344 3234 (local call charges).

Illustration of a person pulling a credit score meter towards a positive rating | SAM Conveyancing's guide to getting a mortgage with a CCJ

Getting a Mortgage with a CCJ: How to Buy a Home Without Waiting 6 Years

Income Needed to Buy a House: 2026 UK Affordability Guide

Income Needed to Buy a House: 2026 UK Affordability Guide

Can Buying a Car Affect My Mortgage Application?

Can Buying a Car Affect My Mortgage Application?

Self‑Build Mortgage Advice: How it All Works

Self‑Build Mortgage Advice: How it All Works

What does a mortgage surveyor look for?

What does a mortgage surveyor look for?

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A phone sat next to a pen. SAM Conveyancing explains what a professional mortgage is, its benefits, and how to get one

Professional Mortgage

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A young couple approaching a mortgage broker as they look to remortgage. SAM Conveyancing explains what a mortgage redemption statement is and how to get one.

Redemption Statement

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A solicitor signing a certificate of title stood behind a conveyancer's desk

What Is a Certificate of Title? How a mortgage is released

What Is the Mortgage Process? Step-by-Step UK Buyer's Guide

What Is the Mortgage Process? Step-by-Step UK Buyer's Guide

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What Is a Mortgage Offer? Expiry, Extensions & Exchanging Contracts

What Is a Mortgage Offer? Expiry, Extensions & Exchanging Contracts

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Expert First Time Buyer Mortgage Advice: Your Path to Homeownership

Expert First Time Buyer Mortgage Advice: Your Path to Homeownership

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What is a Lifetime Mortgage?

What is a Lifetime Mortgage?

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