News -> Mortgage

New Build - Completion on Notice
New Build Completion on Notice represents the final lap on what can be a protracted conveyancing process accompanying when you buy an off plan (i.e. when you put down your reservation deposit, the home hasn't yet been built). But because building projects are notorious for overrunning, you might...
22/08/2019
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Gas Boiler Installation - Do you need a building control certificate
In England and Wales all gas boiler installations, along with any other heat producing appliance like a fire, need to be registered at the Local Authority to meet with Building Regulations - it is illegal to install a boiler or a heating appliance into a property without a building regs...
21/08/2019
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No Fensa Certificate for Windows - can you get one retrospectively?
Got a Fensa Certificate? Need to check? Need to get one? Click to Check with FENSA* *FENSA is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors.
It's not uncommon to...
21/08/2019
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Upgrading the class of title of property (Land Registry)
Can you upgrade the class of title of your property? Why would you want to? Simply put, the higher the class of title your property has, the more rights you have over your property particularly when it comes to buying and selling and even resisting other claims to your rightful ownership....
19/08/2019
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Help to Buy Loan Repayment
The Help to Buy Equity Loan scheme started in 2013, which means that from 2018 onward there are a number of home owners looking to repay their loan before their 5 year interest free period comes to an end - although the loan itself doesn't have to be repaid for 25 years or until you sell....
16/08/2019
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Help to Buy Equity Loan
Looking for a great value Help to Buy Conveyancing Solicitors Quote? Let our experienced Help to Buy property solicitors complete all the legals for your Help to Buy purchase. Get a Help to Buy Conveyancing Quote* *Fixed Fee – No Sale No Fee – On...
15/08/2019
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Absolute Title
Absolute Title - or Title Absolute - is the highest class of title of a property, of which there are technically seven in total, awarded and recorded by the Land Registry. 
What does title absolute actually mean in property? In simple English,...
14/08/2019
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Certificate of Compliance
A Certificate of Compliance in conveyancing terms is sometimes - but not always - one of the items you have to pay for when you buy a leasehold You'll know if you're looking at buying a flat or have bought one before that there are various additional costs involved that you don't...
14/08/2019
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Mortgage Early Repayment Charge
Most mortgage products include within their terms a Mortgage Early Repayment Charge (ERC) that is payable if you repay your mortgage within the early repayment charge period. The period of time normally ties into an incentive period such as a fixed rate of 2, 3 or 5 years so if you repay your...
13/08/2019
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Getting a Lease Extension when there's a Head Lease involved
Getting a lease extension when there is a headlease – or head lease or intermediate lease – is involved is more complicated than if you as the leaseholder were directly dealing with the landlord/freeholder who owns your block but the good news is that the principles remain the same....
12/08/2019
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Leaseholder dies: can I still get a lease extension?
If you find yourself in a situation when a fellow leaseholder dies, 'can I get a lease extension' is a question which might occur to you among all the other issues which are needing attention at a sensitive time. After all, your troubles would grow greatly if you found yourself homeless in this...
09/08/2019
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What are my Options if my Freeholder goes Bankrupt?
In normal times your landlord/freeholder has various obligations to fulfil such as maintaining, repairing and providing insurance for the block your flat is one part of. But what if your freeholder goes bankrupt? Whether the freeholder/landlord is a company at risk of insolvency or an...
09/08/2019
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Mortgage Early Repayment Charge
13/08/2019
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Why Use an Independent Mortgage Broker?
20/05/2019
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Staircasing Mortgage
14/05/2019
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What is a Discounted Variable Mortgage?
07/05/2019
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Switch mortgage for a better deal, particularly mortgage prisoners
05/04/2019
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What stops you getting a mortgage?
26/02/2019
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Contractor Mortgages
04/02/2019
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Mortgages for Non-UK residents: overseas mortgages
04/02/2019
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Mortgage for Non-UK Citizen
10/01/2019
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What is the Mortgage Process?
26/11/2018
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Can a mortgage offer be withdrawn after exchange of contracts?
16/10/2018
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Joint Borrower Sole Proprietor Mortgage
16/10/2018
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Help to Buy Remortgage Difficulties - What Are Your Options?
04/10/2018
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Interest-Only Retirement Mortgages
04/06/2018
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Applying for a mortgage? 3 things you can't have on your bank statement
01/06/2018
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Auction Bridging Finance – What is a Mortgage Bridge Loan?
15/05/2018
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Mortgage Solicitors - We Are On All Mortgage Lender Panels
04/05/2018
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Gifted Deposit Mortgage for First Time Buyers
21/03/2018
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Bad Credit Mortgage - Getting a Mortgage with a CCJ
20/02/2018
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Buy to Let Mortgages
02/01/2018
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Help to Buy Mortgage
21/12/2017
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Mortgage Glossary
06/12/2017
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Getting a Mortgage When Self-Employed - Our 5 Top Tips
05/12/2017
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No Deposit Mortgage (Offset)
09/11/2017