News -> Mortgage

New Build - Completion on Notice
New Build Completion on Notice represents the final lap on what can be a protracted conveyancing process accompanying when you buy an off plan (i.e. when you put down your reservation deposit, the home hasn't yet been built). But because building projects are notorious for overrunning, you might...
22/08/2019
Gas Boiler Installation - Do you need a building control certificate
In England and Wales all gas boiler installations, along with any other heat producing appliance like a fire, need to be registered at the Local Authority to meet with Building Regulations - it is illegal to install a boiler or a heating appliance into a property without a building regs...
21/08/2019
No Fensa Certificate for Windows - can you get one retrospectively?
Got a Fensa Certificate? Need to check? Need to get one? Click to Check with FENSA* *FENSA is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors.
It's not uncommon to...
21/08/2019
Upgrading the class of title of property (Land Registry)
Can you upgrade the class of title of your property? Why would you want to? Simply put, the higher the class of title your property has, the more rights you have over your property particularly when it comes to buying and selling and even resisting other claims to your rightful ownership....
19/08/2019
Help to Buy Loan Repayment
The Help to Buy Equity Loan scheme started in 2013, which means that from 2018 onward there are a number of home owners looking to repay their loan before their 5 year interest free period comes to an end - although the loan itself doesn't have to be repaid for 25 years or until you sell....
16/08/2019
Help to Buy Equity Loan
Looking for a great value Help to Buy Conveyancing Solicitors Quote? Let our experienced Help to Buy property solicitors complete all the legals for your Help to Buy purchase. Get a Help to Buy Conveyancing Quote* *Fixed Fee – No Sale No Fee – On...
15/08/2019
Absolute Title
Absolute Title - or Title Absolute - is the highest class of title of a property, of which there are technically seven in total, awarded and recorded by the Land Registry. 
What does title absolute actually mean in property? In simple English,...
14/08/2019
Certificate of Compliance
A Certificate of Compliance in conveyancing terms is sometimes - but not always - one of the items you have to pay for when you buy a leasehold You'll know if you're looking at buying a flat or have bought one before that there are various additional costs involved that you don't...
14/08/2019
Mortgage Early Repayment Charge
Most mortgage products include within their terms a Mortgage Early Repayment Charge (ERC) that is payable if you repay your mortgage within the early repayment charge period. The period of time normally ties into an incentive period such as a fixed rate of 2, 3 or 5 years so if you repay your...
13/08/2019
Getting a Lease Extension when there's a Head Lease involved
Getting a lease extension when there is a headlease – or head lease or intermediate lease – is involved is more complicated than if you as the leaseholder were directly dealing with the landlord/freeholder who owns your block but the good news is that the principles remain the same....
12/08/2019
Leaseholder dies: can I still get a lease extension?
If you find yourself in a situation when a fellow leaseholder dies, 'can I get a lease extension' is a question which might occur to you among all the other issues which are needing attention at a sensitive time. After all, your troubles would grow greatly if you found yourself homeless in this...
09/08/2019
What are my Options if my Freeholder goes Bankrupt?
In normal times your landlord/freeholder has various obligations to fulfil such as maintaining, repairing and providing insurance for the block your flat is one part of. But what if your freeholder goes bankrupt? Whether the freeholder/landlord is a company at risk of insolvency or an...
09/08/2019
Mortgage Early Repayment Charge
13/08/2019
Why Use an Independent Mortgage Broker?
20/05/2019
Staircasing Mortgage
14/05/2019
What is a Discounted Variable Mortgage?
07/05/2019
Switch mortgage for a better deal, particularly mortgage prisoners
05/04/2019
What stops you getting a mortgage?
26/02/2019
Contractor Mortgages
04/02/2019
Mortgages for Non-UK residents: overseas mortgages
04/02/2019
Mortgage for Non-UK Citizen
10/01/2019
What is the Mortgage Process?
26/11/2018
Can a mortgage offer be withdrawn after exchange of contracts?
16/10/2018
Joint Borrower Sole Proprietor Mortgage
16/10/2018
Help to Buy Remortgage Difficulties - What Are Your Options?
04/10/2018
Interest-Only Retirement Mortgages
04/06/2018
Applying for a mortgage? 3 things you can't have on your bank statement
01/06/2018
Auction Bridging Finance – What is a Mortgage Bridge Loan?
15/05/2018
Mortgage Solicitors - We Are On All Mortgage Lender Panels
04/05/2018
Gifted Deposit Mortgage for First Time Buyers
21/03/2018
Bad Credit Mortgage - Getting a Mortgage with a CCJ
20/02/2018
Buy to Let Mortgages
02/01/2018
Help to Buy Mortgage
21/12/2017
Mortgage Glossary
06/12/2017
Getting a Mortgage When Self-Employed - Our 5 Top Tips
05/12/2017
No Deposit Mortgage (Offset)
09/11/2017