Insider Conveyancing Tips
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1
Don’t set a deadline
Deadlines are rarely met and often lead to a stressful move. You can only control your purchase and can’t control the speed of the seller, their solicitor, the council or even the chain above. Have a goal in mind and be ready to let is slide otherwise you’ll drive yourself up the wall!
2
Know who is in your chain
Finding out who is in your chain is paramount. Are you buying out of probate? Has the seller moved into a care home? Are they buying another property? Is there a new build at the top of the chain? You one side of the purchase can be delayed by any one of these scenarios that are outside of your control.
3
Take agent pressure with a pinch of salt
The estate agent may apply pressure onto you to meet a faster deadline that what is achievable. The best thing to do is stand your ground and push back. Threats of a new buyer or higher offers often rarely pan out and it is in everyone’s interest to focus on finishing off the final few weeks, instead of starting over and waiting another 12 weeks.
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Frequently Asked Questions
Still got a few things you want to know? We've put together the following simple answers to questions frequently thought about conveyancing, how we work and some insider knowledge of the conveyancing process. As always, want to know more, just give us a call 0333 344 3234.
The conveyancing process can be simplified into 8 stages:
- 1
Instruct a conveyancing solicitor
- 2
Organise mortgage and proof of funds
- 3
Instruct a RICS Building Surveyor
- 4
Order Conveyancing Searches
- 5
Draft contracts and enquiries
- 6
Exchange of contracts
- 7
Completion
- 8
Post completion
Sounds simple, however each stage of the conveyancing process has its own challenges, pitfalls and complications so we've explained each stage with videos, tips and guides in out free online conveyancing process. Why not come in and have a look around!
There is no set time limit for how long the conveyancing process will take. There are a number of factors that can cause the process to move quicker or to stall:
- Long Chain - Having more people in a chain will slow down the time it takes to get to exchange. Long chains will take upward of 3 months to complete.
- No Onward Chain - If the seller is not relying on another purchase to complete the transaction, then you may exchange sooner. Freehold purchase will take 2 to 3 months.
- New Build - Most new builds are bought off-plan (before they are finished) so if there are delays to the build, the conveyancing process will be postponed. Exchanges range between 21 days to 56 days.
- Leasehold Purchases - The conveyancing process will take longer if the seller has a short lease, an absent freeholder or failed to order the leasehold management information pack in time. Leasehold purchases will take upward of 3 months to complete.
Read more >> How long does it take to buy a house or a flat?
Every transaction is different and some are pre-set because they are auction or a new build and require completion in 28 days. Often a transaction can only progress at the speed of the slowest party such as the council or the seller and whatever pre-agreed timeframe will automatically extend as long as all parties are communicating. Communication is the most important part and ensures all parties know the current position in the conveyancing process.
We handle all types of transaction including auction, new build and long and short chains. You can read about the different timeframes for the conveyancing process here - How long does the conveyancing process take? and What can you do to speed up the process?.
We offer a Premium Expedition Service if there is a specific timeframe of 28 days or under. Please let us know if you'd like to know more about this service and the additional fixed fee.
We've hand selected mortgage brokers who work on our panel based on their service, professionalism & ability to meet our client's needs.
- 1
Complete our Mortgage form or call us on 0333 344 3234 (local charges apply).
- 2
One of our panel of mortgage brokers will call and provide a free* mortgage consultation.
- 3
Your broker will provide you with a selection of Mortgage Products & Services suitable to your circumstances from a selection of Mortgage Lenders.
- 3
You can choose which lender best suits what you are looking for and your broker handles everything else**.
Our brokers are not linked to any one lender. They have access to the whole of the mortgage market and can give 100% impartial advice.
All mortgage services are provided by a third party mortgage broker who are regulated by the Financial Conduct Authority. SAM Conveyancing does not provide mortgage advice.
** A mortgage application fee maybe payable to your broker depending on the product you choose.
We have hand selected a panel of CQS accredited conveyancing solicitors who are regulated by the Solicitors Regulation Authority (SRA) and who deliver a service we are proud to put our name to - so you don't have to worry about comparing who the best conveyancing solicitor is for your home move.
- 1
Get a Free No obligation Online Conveyancing Quote or call us on 0333 344 3234 (local charges apply)
- 2
We'll discuss transaction with you, find out about the chain and get to know what you need from us as we'll be working closely together for a number of weeks and you are sure to have a lot of questions.
- 3
Once you're happy to proceed we'll take control and inform your estate agent and mortgage broker of your solicitor's details. The next stage is for the agent to issue the sales memorandum.
- 4
You simply need to provide your ID and proof of funds electronically and then you can focus on getting your mortgage. Leave the legal side to our conveyancing team. We handle all the chasing of you, your solicitor and the estate agent so you're in safe hands.
You'll have one dedicated point of contact here at SAM to stay on top of communication and your solicitor handling the technical legal work. We will manage your transaction providing updates along the way and stepping in to ensure the chain is chased and your solicitor is delivering good communication and keeping the process moving.
We have hand selected surveyors offering a variety of surveys covering the whole of England and Wales. Whether your property calls for a RICS HomeBuyers Report in London or a Structural Engineer in Surrey, we can help.
If you're already using us for your conveyancing, your case handler will discuss your best options and handle the booking for you. If you'd like to book a survey alone:
- 1
Complete our survey form or call us on 0333 344 3234 (local charges apply).
- 2
We'll discuss the different types of survey, any issues you have with your property, confirm our best price and availability (normally within 2 to 5 working days*).
- 3
We handle arranging access with the owner/vendor so all you have to do is pay for the survey and we do the rest.
- 4
Surveyor calls you on the day of your survey** to discuss any issues found and your report is issued 5 working days*** later.
* Subject to availability.
** Level 2 HomeBuyer Report and Level 3 Building Survey only.
*** Some reports take longer if further investigation is required due to defects found or size of property.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Conveyancing Solicitors, RICS Surveyors and Mortgage Brokers
Enjoy working with our hand selected panel of conveyancing solicitors, RICS Surveyors and FCA Mortgage Brokers. Services are cost effective and we're rated Excellent on Trustpilot. Helping you move home is what we specialise in.
