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Steel Frame House

Looking to buy a Steel Frame house? You must get a Building Survey from an experienced RICS surveyor If you already have a mortgage in place, neither you nor your lender might realise that the property you want to buy is constructed from steel frames. When this...

18/01/2019

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Contractor Mortgages

Contractor? Looking for a specialist Contractor Mortgage? This kind of mortgage requires specialist underwriters and much fewer lenders offer this product. Let our specialist independent mortgage brokers locate the right contractor mortgage for your needs. You...

17/01/2019

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Mortgages for Non-UK residents: overseas mortgages

Non-UK resident? Looking for an overseas mortgage to buy a home? Our independent mortgage brokers can give you the best chance of success in getting a mortgage offer from a domestic lender. They can find the right product for you from more than 90...

14/01/2019

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Brexit: house price crash worse than the credit crunch?

With Brexit approaching - at press time the United Kingdom being set to leave the European Union on 29th March 2019 - many commentators are talking up the current fall in house prices as a sign of just the start of things to come in the event of a no deal 'cliff-edge' withdrawal. Will house prices...

11/01/2019

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Concrete House

Looking to buy a Concrete Build house? You must get a Building Survey from an experienced RICS surveyor If you already have a mortgage in place, neither you nor your lender might realise that the property you want to buy is made of concrete. When this fact comes...

10/01/2019

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Mortgage for Non-UK Citizen

Non-UK citizen? Looking for a mortgage to buy a home? Our independent mortgage brokers can give you the best chance of success in getting a mortgage offer. They can find the right product for you from more than 90 lenders and more than 20,000 mortgages...

10/01/2019

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December 2018: Continuing - And Worsening - Turbulence Guaranteed

Price rises in England & Wales at lowest level since for 5 years Lowest sales volumes in the capital for an August since the crash Good news on inflation vs salaries Brexit uncertainty continues to affect market [All statistics which follow are the most recently available...

03/01/2019

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Help to Buy Loan Repayment

The Help to Buy Equity Loan scheme started in 2013, which means that from 2018 onward there are a number of home owners looking to repay their loan before their 5 year interest free period comes to an end - although the loan itself doesn't have to be repaid for 25 years or until you sell....

03/01/2019

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Help to Buy Staircasing

Help to Buy Staircasing is when you opt to pay off part of your Help to Buy Equity Loan. This is different to shared ownership staircasing. In simple terms, when you repay any part of any loan used to buy your home, you end up owning more of the equity of your home yourself and...

03/01/2019

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What is a Load Bearing Wall?

A load bearing wall is responsible for supporting the structural weight of a building. It differs from its counterpart, a non-load bearing wall, often called a ‘curtain wall’ or a 'stud wall', whose function is purely to divide rooms, not to carry the building’s weight. Many buyers viewing...

03/01/2019

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Transfer at Undervalue Insolvency Act Rules

The transfer of a property under market value is very common between family members; either to help their children onto the property ladder or as part of inheritance tax planning. You can read the process on how to do this in our Concessionary Purchase article. There is however a risk that the...

20/12/2018

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Conveyancing Process – What ID does your solicitor need?

One of the first stages in the conveyancing process after instructing your solicitor is to provide them with your ID; both photo and proof of address. Whereas historically this was required to be in original format solicitors are more and more using technology to confirm who their client is -...

14/12/2018

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