News -> Housing Market Report

Reading's Urban Prices Continue to Rise
Reading has seen a higher increase than the average of its county and so is one of the many areas in England and Wales where the house prices are still escalating. The average house price in Berkshire has increased by 3% compared with the previous year. Reading is a popular commuter town as...
21/06/2018
Deceased Joint Proprietor (DJP) - How to remove the joint owner from the Land Registry
When a joint owner dies the surviving owner needs to remove the deceased owner's name. The process is simple, however the work is normally undertaken by a conveyancing solicitor. Once you complete the form it is sent to the Land Registry with an official copy of the deceased's death certificate and...
19/06/2018
Guildford's Housing Prices Still On the March!
Although since July 2018 London has seen houses prices in many of its boroughs either levelling off or even falling, Guildford is one of many areas in England and Wales where house prices are still rising. Guildford, popularly considered to be Surrey's county town, continues to be a highly...
19/06/2018
Stamp Duty Land Tax for Shared Ownership
The stamp duty land tax (SDLT) for shared ownership purchases differs compared to standard purchase and staircasing (read more about stamp duty for staircasing here) as you have 2 different options for paying. You can either pay the stamp duty on the full market value or on the share you are...
14/06/2018
Dangerous Cladding - Is your Flat Still Saleable?
The issue of dangerous cladding fitted to many tower blocks throughout the UK has come to prominence since the awful fire at Grenfell Tower. The tragedy has had many knock-on effects; one of the major ones being the position of leaseholders who currently live in tower blocks which have unsafe...
13/06/2018
Land Registry Registration Fees
The Land Registry charges Registration Fees when making changes to the title documents held at the Land Registry in England and Wales. Transactions fall into one of two fee scales and the what your transaction is refletcs which of the two bands you are in: Transactions that fall under Scale...
12/06/2018
Transfer of Equity Process
Many expect the transfer of equity process to be fairly straightforward; especially if it is just an owner of a property wanting to release their equity to a joint owner or a new owner. This can be the case when there isn't a mortgage lender and this is why there are many transfer of equity...
12/06/2018
Can I remortgage early?
Remortgaging early, or even selling early, is something you'd normally consider if, for example, there's a preferential mortgage rate to change to, you want to move house or because the relationship with your joint owner has broken down and you need to sell your property. The issue though is how...
06/06/2018
Epitome of Title: Deducing Title to Unregistered Land
Epitome of title consists of a schedule of all the documents of title along with photocopies of the documents themselves assembled for deducing the title to unregistered land to prove your ownership. It's needed for proving you have the right to sell the property and the existence of things like...
05/06/2018
Personal Guarantees by Directors - Independent Legal Advice
Personal guarantees by directors of a company are often required by lenders when that company borrows a large sum of money, whether for the purpose of buying a property - in which case the money would be a mortgage loan - or some other reason. If the company defaults on repayments, the...
05/06/2018
Interest-Only Retirement Mortgages
Interest-only retirement mortgages are interest-only mortgages where you don't have to repay the principal of the loan until you die or move permanently into long term care. The Financial Conduct Authority (FCA) (click to view the FCA's relevant legal instrument) gave its seal of approval...
04/06/2018
Mortgage Early Repayment Charge
Most mortgage products include within their terms a Mortgage Early Repayment Charge (ERC) that is payable if you repay your mortgage within the early repayment charge period. The period of time normally ties into an incentive period such as a fixed rate of 2, 3 or 5 years so if you repay your...
04/06/2018
Reading's Urban Prices Continue to Rise
21/06/2018
Guildford's Housing Prices Still On the March!
19/06/2018
May 2018
31/05/2018
April 2018
30/04/2018
March 2018
03/04/2018
February 2018
28/02/2018
January 2018
30/01/2018
December 2017
02/01/2018
November 2017
30/11/2017
October 2017
31/10/2017
September 2017
29/09/2017
August 2017
31/08/2017
July 2017
31/07/2017
June 2017
29/06/2017
May 2017
31/05/2017
April 2017
28/04/2017
March 2017
31/03/2017
February 2017
28/02/2017
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19/01/2017
December 2016
23/12/2016
November 2016
23/11/2016
October 2016
25/10/2016