Mortgage Repayment Calculator


mortgage-calculator-icon.pngShows the cost per month and the total cost over the life of the mortgage, including fees & interest.


IMPORTANT! Please read...

This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs.

It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors (please report faults above).

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Your home may be repossessed if you do not keep up repayments on your mortgage.

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What happens if a disaster prevents you making your mortgage repayments?

A mortgage is a huge commitment; you normally have to repay the loan to your lender - also known as 'redeeming your mortgage' - by making monthly payments over a 25-year period.

You should therefore consider how the money would be repaid were you to either:

1 Die prematurely; or
2 Stop working, either through losing your job or by suffering a prolonged illness.

Your lender can repossess your home if you default on mortgage repayments and if you have family or dependants, they will be made homeless, should this happen.It is for this reason principally that you would take out 2 types of insurance.


Life insurance, also called life cover and death cover, is a type of insurance policy which pays out a sum of money, either a lump sum or a series of regular payments, on the death of an insured person or after a set period.

You should strongly consider taking out life insurance if you have a partner, children or other relatives who are dependent on you continuing to produce enough income to keep them secure and provided for.


You take this out to cover your mortgage and protect your family and dependants from homelessness in the event that you are unable to work, whether because you've been made redundant or you've become too ill.