Mortgage Repayment Calculator

 

mortgage-calculator-icon.pngShows the cost per month and the total cost over the life of the mortgage, including fees & interest.

£
OR
This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors (please report faults above).
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Your home may be repossessed if you do not keep up repayments on your mortgage.

What happens if a disaster prevents you making your mortgage repayments?

A mortgage is a huge commitment; you normally have to repay the loan to your lender - also known as 'redeeming your mortgage' - by making monthly payments over a 25-year period.

You should therefore consider how the money would be repaid were you to either:

1 Die prematurely; or
2 Stop working, either through losing your job or by suffering a prolonged illness.

Your lender can repossess your home if you default on mortgage repayments and if you have family or dependants, they will be made homeless. You can take out life insurance and mortgage protection insurance to protect against repossession due to death or loss of income.
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