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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Godalming


Godalming is a pretty market town and the administrative centre of Waverley Borough in Surrey County. It is 30 miles southwest of London and is highly affluent, frequently performing well in rankings of desirable places to live in the UK. A fair part of the town's appeal is its transport communications.

Nearby attractions include the Winkworth Arboretum (in Hascombe Road), a protected hillside, National Trust garden, woodland & lake, which is a great place to take the family, and Oakhurst Cottage, a tiny 16th century cottage in Hambledon, owned by the National Trust, which is a brilliant example of a traditional Surrey labourer's cottage and has been well-preserved.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Cancel out old addresses and accounts from your file

Old addresses – and accounts linked to old addresses – can play havoc with a mortgage application because of problems with ID checks.

You should ensure that old accounts are properly closed and that active accounts are linked to your present address.
Top Mortgage Lenders 

Flexible Family Mortgage

Flexible family mortgages are designed such that family members can provide security for a mortgage for a first time buyer applicant.

Typically, a first time buyer might themselves have to provide a deposit of 5% of the selling price of the house they wish to buy and a family member puts a sum equating to 20% of the value of the home into an interest-bearing savings account which stands as security that the first time buyer will make the correct repayments.

Another option is the associate putting up a percentage of their own house as security for the loan and another is the associate placing savings into an account where the interest is offset against the first time buyer's mortgage interest, making repayments cheaper. The mortgage offered might involve any of these methods or some combination of all three.

As can be gleaned, the risks for the associate depend on the method adopted. They stand, for example, to lose a percentage of their house or the savings in an account set up as security.
GU7 3LH

Property Price Stats for Godalming


Average property price in Godalming £476,391
% Change compared to last year 4%
Population of Godalming 21,804


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Godalming

  • Larchmont, Knoll Road, Godalming, Surrey, GU7 2EP
  • 22 Mary Vale, Godalming, Surrey, GU7 1SW
  • 45a Church Road, Milford, Godalming, Surrey, GU8 5JB
  • 16 Franklyn Rd, Godalming, Surrey, GU7 2LD
  • 26a Upper Manor Road, Milford, Surrey, GU8 5JW

Local High Street Banks in Godalming

Find a mortgage lender near you:
Some branches may have closed down - Call 01483 802 485 for a Mortgage Broker covering Godalming

  • Lloyds Bank Plc - 49 High St, Godalming GU7 1AT
  • Barclays Bank Plc - 25 Old Woking Rd, West Byfleet KT14 6LG
  • Santander Bank Plc - 104 High St, Godalming GU7 1HG

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Communicating using the fastest and most efficient methods can really speed up conveyancing in Godalming.

The last thing you want is to be ready for exchange but still be waiting on outstanding documents. To avoid unnecessary delays, if you have a question for your solicitor, the quickest thing to do is pick up the phone. Emailing with scanned attachments can be faster than posting documents.

If you do need to send any documents, make sure you use recorded delivery. This will avoid the horrible situation that the documents are lost in the post and you have to wait for replacements.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels