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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Kingston Upon Thames


Kingston upon Thames is the main settlement of London's Kingston upon Thames Borough and is 10 miles southwest of Central London. It has a thriving town centre which is a local cultural and entertainment centre. For those who like theatre, for example, the Rose Theatre in the Hight Street, which hosts a variety of different shows, is built so everyone is as close to the stage as possible. The area is spoilt for walks and opens spaces - not only are you 'on the Thames' but Richmond and Busy Parks are nearby, the latter of which contains wild deer.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Get your name on a utility bill if it isn't already

Utility bills such as gas and water bills count as credit and if you make the correct payments at the right time for them, this will increase your credit score.

You may already be contributing responsibly to joint household bills, but unless your name is officially on a bill, it won't give you the chance to give a positive uplift to your score.
Top Mortgage Lenders 

Interest-only Mortgage

With an interest-only mortgage, your monthly payments are purely directed towards paying off the interest on your loan. You are expected to pay off the capital yourself using another investment vehicle. The interest payment does not decline during the mortgage term, unlike for a repayment mortgage so although payments are initially cheaper than for repayment mortgages, they never reduce.

Interest-only mortgages are now purely the preserve of commercial clients including those looking to buy to let. You cannot take out this kind of mortgage if you a purely residential customer.
KT1 1AA

Property Price Stats for Kingston Upon Thames


Average property price in Kingston Upon Thames £619,866
% Change compared to last year 10%
Population of Kingston Upon Thames 169,958


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Kingston Upon Thames

  • Flat 1, 20 Surbiton Road, Kingston Upon Thames, Surrey, KT1 2HX
  • 12 Wolsey Close, Coombe, Kingston upon Thames, Surrey, KT2 7ER
  • 4 Shortlands Road, Kingston Upon Thames, Surrey, KT2 6HD
  • Flat 19, Kew Court, Richmond Road, Kingston Upon Thames, Surrey, KT2 5DF
  • 8 Ernest Road, Kingston Upon Thames, Surrey KT1 3LL

Local High Street Banks in Kingston Upon Thames

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Kingston Upon Thames

  • Metro Bank Plc - 64-66 Clarence St, Kingston upon Thames KT1 1NP
  • Lloyds Bank Plc - 83 Clarence St, Kingston upon Thames KT1 1RE
  • Barclays Bank Plc - 6 Clarence St, Kingston upon Thames KT1 1NY

Book a Free Mortgage Broker Consultation
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Appointments available today
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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

  • If you are using a mortgage to purchase your home in Kingston Upon Thames and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
  • Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can. 
  • This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation. 
  • Please note the mortgage valuation and a building survey are two different things.

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