calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Warrington


Warrington is a large town in Cheshire on the banks of the River Mersey. Its population has doubled since it became a new town in 1968, when it was around 100,000.

The town developed during the Industrial Revolution not least because of its great communications with conurbations such as Liverpool and Manchester via the nearby Manchester Ship Canal and the Liverpool to Manchester Railway. It was a manufacturing town and a centre of steel (particularly wire), textiles, brewing, tanning and chemical industries.

The town was highly important in the English Civil War and the armies of Oliver Cromwell and the Earl of Derby both stayed near the old town centre. The town houses the Warrington Museum and the Museum of Policing as well as the Museum of Freemasonry.


The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Try not to use all of the possible credit available to you

To credit agencies, a person who has taken up all available credit can look overextended financially.

This can negatively affect a credit rating as the person will be regarded as statistically more likely to miss payments or make them late.
Top Mortgage Lenders 

Fixed Rate Mortgage

This type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. Their advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor).

Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can opt renew a fixed rate contract.
WA1 1QE

Property Price Stats for Warrington


Average property price in Warrington £200,486
% Change compared to last year -1.7%
Population of Warrington 208,800 (2016)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Warrington

  • 30 Victoria Avenue, Grappenhall, Warrington, WA4 2PD
  • London Rd, Stockton Heath, Warrington WA4 6LE
  • 25 Burfield Drive, Appleton, Warrington WA4 5DA
  • Honiton Way, Warrington WA5 2EY
  • Old Hall Rd, Warrington WA5 9PQ

Local High Street Banks in Warrington

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Warrington

  • Lloyds Bank - Horsemarket St, Warrington WA1 1TP
  • TSB Bank - 7 Buttermarket St, Warrington WA1 2LY
  • Barclays Bank - 19 Walton Rd, Warrington WA4 6NJ

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

If you're buying, getting a structural assessment (Building Survey) of your property in Warrington from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Warrington is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability