Our Mortgage Broker Guide to getting a mortgage in White City
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Reduce any debt you are inSeems obvious of course – and always easier said than done – but this will do much more for you than simply improving your credit score. Stop using credit cards, find out all the accounts you have and determine exactly what you owe on each one and what you're being charged in terms of interest etc. Create a payment plane which directs your finances towards repaying debt on the highest interest accounts but always covering all your minimum payments. |
No Deposit MortgageNo deposit mortgages enable you to get a 100% loan to value ratio on your mortgage, i.e. the lender grants you a mortgage which covers the seller's full purchase price with no deposit required from you. These mortgages normally work by requiring an associate of yours (often a family member) to leave some money in an account for a set period of time with the account being controlled during that time by the lender. If you default on your repayments, the lender has recourse to the money in the linked account, which the associate risks losing. Another method is requiring an associate to put up their house as security in case you default. Interest rates on these products are likely to be higher than normal. Click on No Deposit Mortgages to find out more. |
White City is a district in West London and is in Hammersmith & Fulham Borough, around 5 miles west of the capital's centre. Contiguous with and to the north of Shepherd's Bush, it is best known for the BBC studios, now sold to Imperial College, Westfield shopping mall and Queens Park Rangers' football ground at Loftus Road.
W12 0TS
Property Price Stats for White City
| Average property price in White City | £378,890 |
| % Change compared to last year | - 3% |
| Population of White City | no data |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker White City - Recently Completed
- 39 Holborn House, Du Cane Road, London, W12 0TS
- 143 Basement Flat, Uxbridge Road, London, W12 9RB
- Flat 19 Grey House, Australia Road, W12 7QP
- 65 Stanlake Road, London, W12 7HG
- 420 Uxbridge Road, London, W12 0NR
Local High Street Banks in White City
Mortgage Broker in and around White City
Our White City mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including East Acton, North Kensington, Shepherd's Bush, Emlyn Gardens, Goldhawk Road, Stamford Hill and Latimer Road.
Which banks are local to you?
- Halifax - 1154, Westfield London Shopping Centre, Ariel Way, Shepherd's Bush, London W12 7GD
- Natwest - 2050, Westfield Shopping Centre, Ariel Way, Shepherds Bush W12 7GE
- Barclays - 74 Shepherd's Bush Green, Shepherd's Bush, London W12 8QE
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for White City
Mortgage Brokers White City offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
White City Mortgage Broker Insider Tips
Communicating using the fastest and most efficient methods can really speed up conveyancing in White City.
The last thing you want is to be ready for exchange but still be waiting on outstanding documents. To avoid unnecessary delays, if you have a question for your solicitor, the quickest thing to do is pick up the phone. Emailing with scanned attachments can be faster than posting documents.
If you do need to send any documents, make sure you use recorded delivery. This will avoid the horrible situation that the documents are lost in the post and you have to wait for replacements.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.