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How to get a mortgage - or remortgage - in Sutton Coldfield


Sutton Coldfield is an affluent town in the West Midlands, 7 miles from Birmingham City Centre. It has a long history going back to Bronze Age times and a preserved section of Icknield Street, a Roman Road, passes through Sutton Park.

It grew in the 16th century, when its waters and pools were exploited for milling purposes and it was a hive of activity for industry going into the 17th century in producing military weapons. Industry continued to prosper there into the 18th century, making the occupants richer and many prominent buildings still standing today were built during this period.

The railway arrived in 1862 and the town gradually became a popular destination for day trippers and picnickers taking time out from Birmingham's pollution. It equally became a commuter dormitory for the same conurbation.

Housing expanded greatly in the earlier part of the 20th century and during the Second World War, there were prisoner-of-war camps sited in Sutton Park and areas of Walmley.

Sutton Park is one of the largest urban parks in England and a national nature reserve as well as a Site of Special Scientific Interest. Many of its manors and large houses have been converted into hotels, including Moxhull Hall Hotel and Ramada hotel. Peddimore Hall, a Scheduled Ancient Monument near Walmley, is a double moated hall used as a private residence.

The town's Holy Trinity Church was established around 1300.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Cut up unused store cards and credit cards

There's no sense, as a general rule, in having a bunch of credit cards which you don't use at all: you're better off in credit terms just using one or two cards for credit and paying the balance off each month..

On the other hand, don't max out your credit on any one card: it's better not to use above 50% of the available credit on any one card. A further tip is to keep dormant bank accounts which have had a history of making timely credit repayments open – they'll bolster your credit score.
Top Mortgage Lenders 

Lifetime Mortgage

This is similar to equity release and the term describes a long term loan secured on your property. The size of the loan granted by the lender depends on the value of the your property and your age.

Unlike standard mortgages, you don't have to make any repayments at all before the end of the plan.
B72 1YG

Property Price Stats for Sutton Coldfield


Average property price in Sutton Coldfield £310,760
% Change compared to last year 0%
Population of Sutton Coldfield 107,030 (2018)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Sutton Coldfield

  • Bracken Drive, Sutton Coldfield, B75 7RF
  • High Street, Sutton Coldfield, West Midlands B72 1XA
  • Streetly Lane, Four Oaks, Sutton Coldfield, West Midlands, B74 4TD
  • Hundred Acre Road, Streetly, Sutton Coldfield, West Midlands B74 2LA
  • Wheatmoor Road, Sutton Coldfield, B75 7HH

Local High Street Banks in Sutton Coldfield

Find a mortgage lender near you:
Some branches may have closed down - Call 0121 285 2938 for a Mortgage Broker covering Sutton Coldfield

  • Lloyds Bank - 9 Birmingham Rd, Sutton Coldfield B72 1QA
  • NatWest Bank - Gracechurch Shopping Centre, 6 Parade, Sutton Coldfield B72 1PL
  • TSB Bank - 126 Gracechurch Shopping Centre, Sutton Coldfield B72 1PH

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Instructing a solicitor even before your offer has been accepted can hugely speed up the conveyancing process.

By instructing a solicitor as early as possible, you have already made a headstart into working towards completion. 

By the time your offer on a Sutton Coldfield property has been accepted, your solicitor can have your documents in place, have conducted all financial checks and online ID that must be carried out and the seller will see how intent you are on completing in good time.

The process will be as smooth as possible and your organisation could increase your chance quick completion.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels