Our Mortgage Broker Guide to getting a mortgage in Bellingham
The mortgage application process has 4 stages regardless of which mortgage lender you use:
-
1
Approval/Decision in Principal (AIP/DIP)
-
2
Mortgage in Principal (MIP)
-
3
Mortgage Valuation
-
4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
|
|
Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Trouble making repayments? Contact your creditors or speak to a credit counsellorThis won't sort any ongoing problems out immediately but will certainly help matters as time passes. Your credit score will not be harmed because you've sought assistance from a credit counsellor. |
Fixed Rate MortgageAfter receiving your mortgage loan, your repayments on a fixed rate mortgage are fixed at an agreed rate for an agreed period. You gain by knowing that the repayment figure won't change during the period and so can budget more easily for it. The disadvantage is that the fixed rate is normally higher than for a variable rate mortgage. Additionally, if you want to leave the deal early, you may have to pay a very large early repayment charge (you don't have to do this with a variable rate) and when the fixed period ends, your loan is normally converted to one where repayments are determined by the lender's standard variable rate. |
Bellingham is an area in Lewisham Borough in South East London, 7 miles south south-east of the centre of London. Randlesdown Road is the main hub with a large variety of shops for all needs.
Those who like laser quest-type games might wish to visit Quasar Elite in Bromley Hill (for those over 7 only). Family fun can be had at Kelsey Park and Minigolf Course in Kelsey Park, Beckenham - some of the holes have been reviewed as being reasonably challenging, even for the more experienced adult!
Those who like laser quest-type games might wish to visit Quasar Elite in Bromley Hill (for those over 7 only). Family fun can be had at Kelsey Park and Minigolf Course in Kelsey Park, Beckenham - some of the holes have been reviewed as being reasonably challenging, even for the more experienced adult!
SE6 3BT
Property Price Stats for Bellingham
| Average property price in Bellingham | £366,393 |
| % Change compared to last year | 11% |
| Population of Bellingham | 82,631 (2013) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Bellingham - Recently Completed
- Bellingham Road, London, SE6 2PT
- 7 Lutwyche Road, London, SE6 4EP
- 111 Sandhurst Road, Catford, London SE6 1UR
- 64 Hazelbank Road, Catford, SE6 1TQ
- 310 Flat C, Brownhill Road, Catford, London, SE6 1AX
Local High Street Banks in Bellingham
Mortgage Broker in and around Bellingham
Our Bellingham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Sydenham, Catford, Honor Oak, Downham, Bromley, Lee and Lewisham.
Which banks are local to you?
- Barclays - 166 Rushey Green, Catford, London SE6 4HH
- HSBC - 149 Rushey Green, Catford, London SE6 4BQ
- Natwest - 159 Rushey Green, London SE6 4BJ
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Bellingham
Mortgage Brokers Bellingham offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Bellingham Mortgage Broker Insider Tips
If your home purchase in Bellingham is being financed with the help of family and friends, making sure your solicitor has all of the information in good time can speed up the conveyancing process.
Your solicitor will need proof of funds, ID and relevant documentation where there is a loan or a gift. Without these documents, you may not be able to exchange until your solicitor has them in his hands.
Even then, a mortgage lender may be unwilling to lend where there is an unregistered interest, i.e. the financial interest of this third party, over the property.
As things can get so complicated, it is important to get things sorted out from the outset so your solicitor can get working on it as soon as possible.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.