Our Mortgage Broker Guide to getting a mortgage in Bridgend
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
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Guarantor MortgageGuarantor mortgages involve a third party, normally a family member or close associate, agreeing to guarantee that a mortgage applicant will make the correct, timely repayments for a mortgage loan granted. The guarantee normally has to be backed up by the third party offering their own property as collateral or, for example, giving control of a large savings account to the lender. If the mortgagor defaults on repayments, then the lender can look to make up any shortfalls by extracting these from the third party, potentially putting the third party's home, or savings, at risk. If the mortgagor makes the correct repayments however, the guarantor will not lose anything and will not have to pay anything over. |
Bridgend is the main town itself in Bridgend County located in south Wales between two main cities, Cardiff and Swansea. There is a variety of things to do in and near to Bridgend including visiting Ogmore Castle which is a historic ruin of a Norman stone castle, with a dog friendly footpath located south of Bridgend town .
Places to visit near the town include Merthyr Mawr Sand Dunes located along the south west coast which is known for having the highest dune in Wales.
CF31 1AB
Property Price Stats for Bridgend
| Average property price in Bridgend | £165,642 |
| % Change compared to last year | 3% |
| Population of Bridgend | 49,404 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Bridgend - Recently Completed
- St Marie Steet, Bridgend CF31 3EG
- Ewenny Rd,Bridgend CF31 3HP
- Phyllis Ave, Bridgend CF31 3DD
- Cheltenham Terrace, Bridgend CF31 3AH
- Sunnyside Rd, Bridgend CF31 4AF
Local High Street Banks in Bridgend
Mortgage Broker in and around Bridgend
Our Bridgend mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Bryntirion, Wildmill, Brackla, Lalestone, Oldcastle, Cefn Glas and Simonstone.
Which banks are local to you?
- HSBC - Mid Glamorgan, Bridgend CF31 1JQ
- Lloyds - 18 Wyndham St, Bridgend CF31 1EQ
- Barclays - 5 Bank Buildings, Bridgend CF31 3SB
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Bridgend
Mortgage Brokers Bridgend offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Bridgend Mortgage Broker Insider Tips
Let your mortgage lender know if you are needing to work to a deadline.
- If you are using a mortgage to purchase your home in Bridgend and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
- Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can.
- This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation.
- Please note the mortgage valuation and a building survey are two different things.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.