Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Albury

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Albury Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Pay off more than the minimum repayment on your credit card

By paying off more than the minimum repayment on your credit card debt, you are providing evidence to prospective lenders that you can manage debt successfully.

Fixed rate mortgage

With a fixed rate mortgage, for an agreed fixed term, normally 2, 3, 5 or 10 years, the interest rate on repayments is fixed so you know what amount you have to pay regardless of any movement in the Bank of England base rate.

The advantage is that you can budget for the repayment more easily, although a variable rate mortgage might initially be cheaper. You are well advised to be wary of leaving this type of mortgage before the fixed term has finished because early repayment charges are notoriously expensive. When the fixed term has finished, the repayment interest rate converts to the lender's standard variable rate (SVR) but you can organise another fixed rate with the lender or take up an offer from another lender.


Albury is a village in Guildford Borough in Surrey, around 4 miles from Guildford town centre and is within the 'Surrey Hills Area of Outstanding Natural Beauty'. It has three hamlets associated with it - Farley Green, Little London and Brook. The green areas between these settlements are called Albury Heath, Foxholes Wood and Albury Park. Farley Heath in Albury parish has remains of a Romano-Celtic temple in it.

The nearest rail station, 3 miles away, is Chilworth, which is on the line linking Reading and Redhill/Gatwick Airport. Guildford is two stops away, where a change gives the option of direct trains to London Waterloo. By road, the A25 is very near and gives access to Guildford. Guildford has the A3 running through it; this connects London with Portsmouth.

GU5 9AG

Property Price Stats for Albury


Average property price in Albury £868,000
% Change compared to last year 24%
Population of Albury 537 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Albury - Recently Completed

  • Grange Park, Cranleigh, Surrey, GU6 7HY
  • 50 Clappers Meadow, Alfold, Surrey, GU6 8HJ
  • 29 Chestnut Way, Bramley, Surrey, GU5 0JE
  • 45 Station Road, Gomshall, Guildford, Surrey, GU5 9LQ
  • Highley, Hullbrook Lane, Shamley Green, Surrey, GU5 0UQ

Local High Street Banks in Albury

Mortgage Broker in and around Albury

Our Albury mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Guildford, Clandon, Chilworth, Gomshall, Shalford, Frome and Artington.

Which banks are local to you?


  • Natwest Bank Plc - 151 High St, Guildford GU1 3AH
  • Lloyds Bank Plc - 147 High St, Guildford GU1 3AG
  • HSBC Bank Plc - 12A North St, Guildford GU1 4AF

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Albury

Mortgage Brokers Albury offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Albury Mortgage Broker Insider Tips

Book your mortgage valuation as soon as you've had your offer accepted

If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.

You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down. 

Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.

Click to book your FREE Mortgage Broker Consultation
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.