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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Barnet offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Barnet


Barnet is an area in Barnet Borough in London, 10 miles north north-west of the capital's centre. It's often also called High Barnet or Chippping Barnet. Barnet Church, or more correctly St John the Baptist Church, is a landmark which can be easily seen - it was built in 1560 and some claim it is the highest point between itself and the Ural Mountains. There is an Everyman Cinema in the area, as well as the All Saints Art Centre, the Barnet Museum and independent snack outlets such as The Coffee Bean.


The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Having difficulty making repayments and on time? Speak to the lenders concerned

You may be in a situation where you are finding it difficult to make the repayments specified on the debt you've taken on. If so, you should get in touch with the companies you owe the money to as they might accept lesser payments from you or give you a grace period (an extension on the deadline by which you must have made a repayment).

Remember that defaulting on payments or making payments late lowers your credit score. If you can come to an arrangement with your creditors, your credit score is much less likely to be harmed.
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Interest-only Mortgage

The basic premise of an interest-only mortgage is that your monthly payments purely cover the cost of servicing the interest on the loan and are not put towards paying down the capital itself.

To pay down the capital, the mortgagor is obliged to save money in another investment vehicle which hopefully generates sufficient cash by the end of the mortgage term to pay off the capital – this is not guaranteed.

Only commercial property buyers such as buy to let investors can access interest-only mortgages at the present time; the higher risk profile of these mortgages is thought to be too dangerous for residential buyers to be involved with.
EN4 8RN

Property Price Stats for Barnet


Average property price in Barnet £555,024
% Change compared to last year 14%
Population of Barnet 331,500


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Barnet

  • 56 Windsor Drive, East Barnet, Herts, EN4 8UD
  • 37 Brimsdown Avenue, Enfield, EN3 5EW
  • Flat 33, Acer Court, 21 Enstone Rd, Enfield, EN3 7WT
  • 22 Peabody Court, 3 Martinee Drive, EN3 6GU
  • 10 Somerset Road, New Barnet, London, EN5 1RP

Local High Street Banks in Barnet

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Edgware, Mill Hill, Totteridge, Whetstone, Oakwood, Colindale and Hadley Wood.


  • Barclays Bank Plc - 253 E Barnet Rd, London, Barnet EN4 8ST
  • HSBC Bank Plc - 140 High St, Barnet EN5 5XW
  • Santander Bank Plc - 136-138 High St, Barnet EN5 5XR

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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in Barnet, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


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