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Our Mortgage Broker Guide to getting a mortgage in Barnsbury

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Barnsbury Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Read your credit report – is the information correct?

Many bad credit scores could be down to having incorrect information.
 
a)  Is your name correct?
b)  Is your address correct?
c)    Are there any mobile phone contracts still showing?
 
Any information that is incorrect will be affecting your credit score. Using the address details stored in your credit file, write to any company that has incorrect information about you.

Variable Rate Mortgage

These types of mortgages, also known as tracker mortgages and adjustable rate mortgages (ARM), involve repayments on the loan incurring an interest rate which is based on an index which reflects a lender's borrowing costs on the open market.

In the UK, the rate is normally a fixed figure added to the Bank of England's base rate. Each lender normally has a standard variable rate (SVR) based on this.


Barnsbury is an area of North London in Islington Borough, about 4 miles north north-west of the centre of London. Its best known landmark is Pentonville Prison.

You are a stone's throw away here from the 02 Academy Islington, which is a great auditorium for hearing all kinds of contemporary music. You can also relax on a good day at Granary Square, which is North London's equivalent of Trafalgar Square, with water features and a great ambience.

N1 1BB

Property Price Stats for Barnsbury


Average property price in Barnsbury £869,811
% Change compared to last year 11%
Population of Barnsbury 12,201 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Barnsbury - Recently Completed

  • Elystan Walk, Islington, London, N1 0HJ
  • 7 Gabriel House, 26 Islington Green, London, N1 8DU
  • 300 St Pauls Road, Highbury, London N1 2LH
  • Flat 3, Catton House, 6 Pleasant Place, London, Greater London N1 2DJ
  • 231 Copenhagen Street, London, N1 0XW

Local High Street Banks in Barnsbury

Mortgage Broker in and around Barnsbury

Our Barnsbury mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Islington, Camden, Kings Cross, Canonbury, Tufnell Park, Regent's Park and Kentish Town.

Which banks are local to you?


  • Natwest - 218 Upper St, London N1 1RR
  • Lloyds - 19-20 Upper St, Islington, London N1 0PJ
  • Nationwide Building Society - 246 Upper St, Highbury Corner, London N1 1RU

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Mortgage Brokers Barnsbury offering free first consultation (terms apply).

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Barnsbury Mortgage Broker Insider Tips

Get your buildings insurance sorted in time for exchange of contracts!

According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.

You should therefore plan for this in advance and organise your buildings insurance to start on the day you exchange. Click if you wish to get a buildings insurance quote.

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