FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Basildon
Mortgage Brokers Basildon offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Basildon
Basildon is the largest town in Basildon Borough in Essex, located 32 miles east of Central London. It is a commuter dormitory town for the capital. There are two main shopping centres; Eastgate Shopping Centre and Westgate Shopping Park. Festival Leisure Park offers several restaurants, a bowling alley and an Empire Cinema. The town's landmark clock is in St Martin's Square.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Set up payment reminders
Your credit score is highly sensitive to whether you make your credit card payments on time. Some lenders offer payment reminders through their online portals that can send you an email or text message reminding you when a payment is due.
You might also want to consider enrolling in automatic payments through your credit card and loan providers to have payments automatically debited from your bank account. Be aware however that only the minimum required payment on your credit cards might be made – in the longer term, you should always be careful to manage your finances well.
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Offset Mortgage
Offset mortgages link up your savings to your mortgage so you only pay interest on the mortgage loan on the debt which exceeds your savings balance. You therefore benefit by being charged less interest than normal so you can look to pay off your mortgage sooner than normal and save possibly thousands of pounds in interest repayments.
Interest rates are often higher than normal for these products and you won't be able to spend the interest you earn on your linked savings.
SS14 1NZ
Property Price Stats for Basildon
| Average property price in Basildon | £223,160 |
| % Change compared to last year | 14% |
| Population of Basildon | 170,400 (2008) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Basildon
- 66 School Avenue, Laindon, Basildon, Essex, SS15 6GJ
- 17 Whytewaters, Basildon, Essex, SS16 4UU
- 87 Winifred Road, Basildon, Essex, SS13 3JH
- 35 Gunhill Place, Basildon, Essex, SS16 5UX
- 95 Maplestead, Basildon, Essex, SS14 2ST
Local High Street Banks in Basildon
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Rayleigh, Billericay, Fobbing, Dunton, Horndon on the Hill, Forest Gate and Benfleet.
- Metro Bank Plc - 2 E Walk, Basildon SS14 1HH
- Lloyds Bank Plc - 14-20 Town Square, Basildon SS14 1DU
- Barclays Bank Plc - 19 Town Square, Basildon SS14 1BA
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Selling? Consider ordering your own local authority search
- One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.
- The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes.
- A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.
- They also benefit by being notified of any planning orders etc.
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.