Mortgage Broker Hampshire
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Hampshire
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Basingstoke | £53,395 | £106,790 or £53,395 per salary with a joint purchase |
Winchester | £97,792 | £195,584 or £97,792 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Hampshire
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Struggling to make repayments? Ask the lender if you can reduce the amount
If you are 'treading water' and struggling to make all your repayments, you may want to contact your creditors to arrange – even if temporarily – to reduce the repayment amount(s).
Your credit score is much less likely to be harmed if you continue to make reduced payments rather than defaulting on any.
Self-Employed Mortgage
Getting a conventional mortgage can be a huge challenge for those self-employed because of difficulties in establishing adequate proof to a lender that their business is sound and trading well and that future prospects will bring in enough to make the necessary monthly mortgage repayments.
Self-employed mortgages are specifically aimed at this group and normally require applicants to provide at least 2 years' worth of company accounts, SA302s or tax returns and possibly evidence of future work lined up. Click to find out more about Self-Employed Mortgages
Let your mortgage lender know if you need to work to a deadline.
If you need to get moving quickly and are using a mortgage to purchase your home in Hampshire, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!
It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation, and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation as yet.
Please note the mortgage valuation and building survey are two different things.
Frequently Asked Questions: Mortgage Brokers Hampshire
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Hampshire mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Hampshire - Recently Completed
- Hunts Common, Hartley Wintney, Hampshire RG27 8AA
- Mandalay, Forester Road, Soberton Heath, Southampton, Hampshire, SO32 3QG
- 364 Catherington Lane, Catherington, Waterlooville, PO8 0TU
- 34 Old Dairy Close, Fleet, Hampshire, GU51 3SJ
- 4 Award Rd, Church Crookham, Fleet, Hampshire, GU52 6HE
Watch our video to find out how to organise your mortgage and funding for your purchase.
