Our Mortgage Broker Guide to getting a mortgage in Bletchley
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Deal with old issues before applying for credit Bankruptcy and county court Judgements are removed from your file after six years so it is a good idea to wait for this time period to be over before you apply for credit. If you can wait this time and your issues have expired, you are more likely to boost your chances for success. |
Fixed Rate MortgageThis type of mortgage has the advantage of you knowing exactly how much your repayments will be each month. The interest rate will not be affected by the increase or decrease of the Bank of England base rate. The interest rate is only fixed for a certain period of time. This can be 2, 3, 5 or even 10 years after which your mortgage becomes a variable rate mortgage which does depends on the Bank of England base rate, however you can apply for a new fixed rate after this time period. Be aware that the fixed rate tend to be fairly high. |
Bletchley is a town within the south of Milton Keynes situated 28 miles northwest of Luton, 18 miles north of Aylesbury and 21 miles southwest of Bedford. It is within the county of Buckinghamshire. The population of the town grew in the Victorian era alongside the arrival of the railway.
The town is most well known for being the location of Britain’s World War II code breaking organisation. At this site, known as Bletchley Park, the German Enigma and Lorenz ciphers were famously cracked however it was one of Britain’s best kept secrets until the 1970s, before which all people who worked there were legally bound to not speak of it. It is now a museum in which you can see the goings on of this extraordinary place. ‘The Imitation Game’ is a 2014 film on Bletchley Park and parts of it were recorded on the site itself.
MK2 2AA
Property Price Stats for Bletchley
| Average property price in Bletchley | £264,427 |
| % Change compared to last year | 4% |
| Population of Bletchley | 37,520 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Bletchley - Recently Completed
- Staple Hall Road, Bletchley, Milton Keynes, MK1 1BQ
- Harlech Place, Bletchley, Milton Keynes, Buckinghamshire, MK3 6AD
- Brick Field, Bletchley, Milton Keynes, MK2 2FR
- Sovereigns Way, Bletchley, Milton Keynes, MK2 2FL
- Coleman Road, Newton Leys, Bletchley, MK3 5QD
Local High Street Banks in Bletchley
Mortgage Broker in and around Bletchley
Our Bletchley mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Furzton, Tattenhoe, Great Brickhill, Newton Longville, Milton Keynes, Walnut Tree and Woburn.
Which banks are local to you?
- TSB Bank - 25 Cheap St, Frome BA11 1BW
- HSBC - 24 Market Pl, Frome BA11 1AJ
- NatWest - 4 Market Pl, Frome BA11 1AE
Access to the whole of the mortgage market
Appointments available today
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Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Bletchley
Mortgage Brokers Bletchley offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Bletchley Mortgage Broker Insider Tips
One thing you can do for fast conveyancing in Bletchley is to opt for Monday as your completion date, when you get your keys and move into your new place.
Understandably, Fridays are the most popular days for completions - people then have the whole weekend to make their new place as shipshape as possible before going back to work on Monday. The trouble is, there's a fair chance that your conveyancing solicitor may well have other completions to do on Fridays and will be very busy already.
Therefore if you decide to opt for a Monday for completion - or indeed, just not a Friday! - your solicitor is more likely to be less busy and therefore more able to 'pull out all the stops' to help you to complete quickly, making sure all the transfers are carried out and so on.
So for a fast conveyancing move think about completing Monday to Thursday!
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.