FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Bournemouth
Mortgage Brokers Bournemouth offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Bournemouth
Bournemouth is a large town on the south coast in the borough of the same name and is the most populous town in Dorset. Mostly known for being a seaside resort, St Peter's Church with its 62m spire is a prominent landmark as is the Russell-Coates Museum.
Some surveys have stated that Bournemouth residents are the happiest in the UK. The town hosts two piers, Bournemouth Pier and Boscombe Pier. The Sandbanks area of the town is one of the most affluent places in the UK. Bournemouth has its own airport, mainly for domestic flights with some EU destinations. Bournemouth also has a university, the University of Bournemouth.
Some surveys have stated that Bournemouth residents are the happiest in the UK. The town hosts two piers, Bournemouth Pier and Boscombe Pier. The Sandbanks area of the town is one of the most affluent places in the UK. Bournemouth has its own airport, mainly for domestic flights with some EU destinations. Bournemouth also has a university, the University of Bournemouth.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Check your main 3 credit scores
There are currently 3 main credit reference agencies, namely Equifax, Experian and Callcredit. Each one can hold slightly different information about you and has a different algorithm for calculating your credit score.
By checking the files of all 3 companies, you can ensure you eradicate any mistakes and best inform yourself of the likelihood that your application for a loan, for example a mortgage, will be accepted.
Repayment Mortgage
If you are a residential home buyer buying with a mortgage, you will be taking out this kind of mortgage (interest-only mortgages can only be accessed by commercial buyers).
With a repayment mortgage, over the mortgage term – most often 25 years – you make monthly payments with part going towards paying off the interest on the loan and part going towards paying off the capital. As the term progresses and you pay more of the capital off, the interest element becomes smaller so more of your payment goes towards paying down the capital.
If you make all your monthly payments, you will have paid off the mortgage entirely by the end of the term and will then hold the full equity of your property yourself.
BH1 1RX
Property Price Stats for Bournemouth
| Average property price in Bournemouth | £248,388 |
| % Change compared to last year | 6% |
| Population of Bournemouth | 183,491 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Bournemouth
- Flat 1, 1714 Wimbourn Rd, Bearcroft, Bournemouth, BH11 9BE
- Flat 5, 63 Seagrim Road, Bournemouth BH8 0BB
- 6 Approach Road, Ashley Cross, Poole, BH14 8BH
- Lansdowne Cres, Bournemouth BH1 1RX
- 41a Jumpers Road, Christchurch, Dorset, BH23 2AR
Local High Street Banks in Bournemouth
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Christchurch, Poole, Ferndown, Wimborne Minster, Ringwood, Fleet and Lytchett Matravers.
- Lloyds Bank Plc - 321-323 Wimborne Rd, Winton, Bournemouth BH9 2AF
- HSBC Bank Plc - 111 Poole Rd, Bournemouth BH4 9BQ
- Barclays Bank Plc - 290 Wimborne Rd, Bournemouth BH3 7AX
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
The trick is to choose the right solicitor from the outset for your home move in Bournemouth.
Yes, this may seem obvious, but it's not only the reviews that make a good solicitor. It is also the volume of work they have. If a solicitor is overworked, they will not be able to prioritise effectively, delays may be increased and your case may be overlooked.
A good solicitor is someone who keeps your best interest in mind at all times and who values high communication levels.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.