Mortgage Broker Bury
Mortgage Broker Bury
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Bury
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Don't take up more than half of the credit available to youAs a general rule, you should not take up more than half the credit available to you on, say, a credit card because it will negatively impact your credit score. When you take up more than 50% of the credit offered to you, lenders start to view you as overextended and therefore more likely to default on a debt repayment or to make a payment late in future. They therefore downgrade your credit score accordingly, making any future potential borrowing more expensive or worse, any future applications for credit less likely to be successful. |
RemortgageWhen you already have a mortgage in place, there are various reasons why you might want to renew your mortgage or change providers. This is called getting a remortgage. You might have come to the end of a fixed interest term period, for example, and be seeking a new fixed interest term rather than going on to your lender's standard variable rate, or you might want to get a lump sum to carry out a loft conversion. To find out more, click on Remortgages |
Bury is a town in Greater Manchester, on the River Irwell 5.5 miles east of Bolton, 5.9 miles southwest of Rochdale and 7.9 miles northwest of Manchester. Historically part of Lancashire, Bury emerged in the Industrial Revolution as a mill town manufacturing textiles.
Bury is known for its open-air Bury Market and the traditional local dish, black pudding. Peel tower is a sightseeing attraction that stands 1,100 feet above sea level at the top of Harcles Hill.
BL9 0NB
Property Price Stats for Bury
| Average property price in Bury | £188,927 |
| % Change compared to last year | 6% |
| Population of Bury | 190,108 (2018) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Bury - Recently Completed
- Southgate Road BL9 8DZ
- Haweswater Crescent BL9 8EY
- Woodhill Street, BL8 1AT
- Greenhill Road BL8 2LL
- Bolton Road BL8 2NZ
Local High Street Banks in Bury
Mortgage Broker in and around Bury
Our Bury mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Rochdale, Hebden Bridge, Manchester, Ashton-under-Lyne, Salford, Halifax and Huddersfield.
Which banks are local to you?
- Handelsbanken Bury - 6 The Exchange, 5 Bank St, Bury BL9 0DN
- HSBC Bank Plc - 2 Market St, Bury BL9 0AN
- Lloyds Bank plc - 45 The Rock, Bury BL9 0JP
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Bury
Mortgage Brokers Bury offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Bury Mortgage Broker Insider Tips
Selling your property? Complete all the required property forms and collect all the required information and return it to your solicitor as soon as possible.
As a seller, the best way you can save time in the conveyancing process is by getting all the information your solicitor needs to them as soon as possible – your tasks are 'front-loaded'!
Anyone buying or selling a home firstly has to prove their ID to the solicitor representing them but a seller you have to complete property information and fixtures and fittings forms (as well as a leasehold information form, if relevant) and return them to your solicitor along with your original title deeds and other relevant information.
This may seem a lot to do, but once you've finished these tasks to the best of your ability, your solicitor can fully devote themselves to making the remaining conveyancing process run efficiently.
Our website explains all the forms and information mentioned; a good place to start finding out more is to click on Property Information Form TA6 explained
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
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SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.