![]() |
![]() |
Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Ensure you make your payments early to protect your credit score!If you're in the habit of paying your bills late, this is likely to affect your credit score negatively – and the converse is true: paying your bills on time boosts your rating. And remember that if you're actively trying to boost your score e.g. by paying a household bill on time, you'll only enjoy the boost if your name is on the bill. |
Fixed Rate MortgageFor a set period, normally 2, 3 or 5 years, you have a fixed interest rate regarding your required repayment amounts. The main advantage is you'll know exactly how much you'll have to budget for each month to make your repayments and additionally, should interest rates rise, you won't suffer from having to shell out more. The downside is your interest rate will normally be higher than what you'd have to pay for a hypothetical similar variable rate product and also, you'll most likely have to pay a large charge if you choose to repay the mortgage early, before the fixed period ends. This might be 3% of the whole loan. When the fixed period ends, your loan is normally converted to one where repayments are determined by the lender's standard variable rate. |
Average property price in Camborne | £165,311 |
% Change compared to last year | 0% |
Population of Camborne | 20,845 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Camborne offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.