Mortgage Broker Cambridgeshire
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Cambridgeshire
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Can you afford a mortgage in Cambridgeshire?
Location | What is a 10% Deposit | What mortgage do you need? | What would your salary need to be? (estimated based on 4.5 times salary) |
Huntingdon | £42,761 | £384,853 | £85,522 or £42,761 per salary with a joint purchase |
Cambourne | £29,764 | £267,878 | £59,528 or £29,764 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Cambridgeshire
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
You can get an online credit report free
Before you apply for a large loan, you should definitely find out how lenders are likely to view you for credit risk.
Remember that getting turned down for a loan negatively impacts your credit score. Also remember that there are 3 credit reference agencies that lenders check with; it's worth finding out how all 3 view you because they work out their scores differently.
Offset Mortgage
Offset mortgages can be fixed or variable rate, and involve a linked savings account where any interest which accrues is used to offset against the interest on the mortgage loan, making repayments cheaper.
You should always check the rates which accompany these mortgages to see how competitive they are and bear in mind that you will no longer be able to benefit from any income which comes about from the savings account.
Buyer? If you have specific enquiries you wish to ask the seller, get these over as quickly as possible through your solicitor.
Many enquiries are easy to answer, but others will require the seller to produce specific documentation, which they may have to obtain from third parties.
The sooner you get your own enquiries to the seller through your solicitor, the less opportunity there is for delays.
Get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels
Frequently Asked Questions: Mortgage Brokers Cambridgeshire
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Cambridgeshire mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Cambridgeshire - Recently Completed
- Sutton Road, Witchford, Ely, Cambridgeshire, CB6 2HX
- 29 Wheat Croft, Cambridge, CB21 4YR
- 3 Cockburn Street, Cambridge, Cambridgeshire, CB1 3NB
- Hills Rd, Cambridge CB2 1NW
- 6 Sydenham Terrace, Halifax Road, Cambridge, Cambridgeshire, CB4 3PZ
Watch our video to find out how to organise your mortgage and funding for your purchase.
