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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Keep your paperwork up to dateYou should ensure that all your debts are registered to your current name and address Old addresses and names can cause all sort of problems when you apply for credit because of difficulties when it comes to establishing your true and current ID and address. Your application might be refused and this in turn will lower your credit score. |
95% mortgageA 95% mortgage describes a type of mortgage where the lender provides a 95% loan to value (LTV) mortgage i.e. 95% of the purchase price. You would seek one of these if you wished to buy a particular property but were unable to amass the standard deposit of 10% of the asking price. You are borrowing more than normal, so you are taking on more debt and interest rates levied will be generally higher; you also have to think about negative equity, which you will be in if house prices fall just 6%. Mortgages of up to 95% were a feature of the now defunct Help to Buy Mortgage Guarantee Scheme. |
| Average property price in Charlton | £411,799 |
| % Change compared to last year | 28% |
| Population of Charlton | 14,385 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Charlton offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
