Mortgage Broker Charlton
Mortgage Broker Charlton
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Charlton
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Keep your paperwork up to dateYou should ensure that all your debts are registered to your current name and address Old addresses and names can cause all sort of problems when you apply for credit because of difficulties when it comes to establishing your true and current ID and address. Your application might be refused and this in turn will lower your credit score. |
95% mortgageA 95% mortgage describes a type of mortgage where the lender provides a 95% loan to value (LTV) mortgage i.e. 95% of the purchase price. You would seek one of these if you wished to buy a particular property but were unable to amass the standard deposit of 10% of the asking price. You are borrowing more than normal, so you are taking on more debt and interest rates levied will be generally higher; you also have to think about negative equity, which you will be in if house prices fall just 6%. Mortgages of up to 95% were a feature of the now defunct Help to Buy Mortgage Guarantee Scheme. |
Charlton is an area of south east London in Greenwich Borough, around 7 miles east south-east of the capital's centre. Landmarks and attractions include Charlton House, an excellently preserved Jacobean building and The Valley, the ground of Charlton Athletic Football Club.
SE7 7FN
Property Price Stats for Charlton
| Average property price in Charlton | £411,799 |
| % Change compared to last year | 28% |
| Population of Charlton | 14,385 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Charlton - Recently Completed
- Victoria Road, Charlton SE7 7FN
- 66 Wyndcliff Road, Charlton, London, SE7 7JY
- 41 Rathmore Road, Charlton, London, SE7 7QP
- 34 Charlton Church Ln, London SE7 7AF
- 12 Troughton Road, Charlton, London, SE7 7QH
Local High Street Banks in Charlton
Mortgage Broker in and around Charlton
Our Charlton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Woolwich, Vanbrugh Park, Kidbrooke, Westcombe Park, Blackheath, Greenford and Falconwood.
Which banks are local to you?
- Barclays - 43A Vanbrugh Park, London SE3 7AB
- HSBC - 15 Wellington St, Woolwich, London SE18 6PH
- Natwest - 13 Old Dover Rd, London SE3 7SY
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Charlton
Mortgage Brokers Charlton offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Charlton Mortgage Broker Insider Tips
Order your property searches on instruction when moving home in Charlton.
- Searches, especially from the local authority, can take some time to come back. This can mean that you are all ready for exchange but do not want to proceed because you have not had your search results back.
- Being organised and booking searches early can mean you get this essential information as early as possible and can make a good, informed decision about whether or not to continue with the purchase.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.