Mortgage Broker Cheam
Mortgage Broker Cheam
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Cheam
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Work to keep your credit score as high as possible to make borrowing cheaperKeeping aware of your credit score and taking action to keep it as high as possible essentially makes any credit you are granted likely to be cheaper. If your credit score drops, you'll most likely have to pay higher APRs on future credit or you may be rejected after applying, which has a further negative impact on your credit score. |
Variable Rate MortgageThis is one of the two broad categories all mortgages fall into, the other being fixed rate. You can never guarantee when and if the interest rate charged on a variable rate mortgage will change nor by how much making this type of mortgage more risky in terms of suddenly rising repayments. You may, however, benefit similarly from a fall in rates and the initial rate you pay is likely to be cheaper than it would be for a fixed rate mortgage. It might therefore be argued that you should only opt for a variable rate mortgage by choice if you don't mind the risks involved and, in an emergency, can accommodate an upswing in interest rates. |
Cheam is a large suburban village in Sutton Borough in London, around 11 miles south south-west of the capital's centre on Surrey's borders, divided into North Cheam and Cheam Village. These two parts are centred on shopping areas. Attractions include Lumley Chapel, Whitehall Gallery and Nonsuch Mansion. Parts of Cheam are in a conservation area.
SM2 7LW
Property Price Stats for Cheam
| Average property price in Cheam | £460,364 |
| % Change compared to last year | 12% |
| Population of Cheam | 10,285 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Cheam - Recently Completed
- Abinger Avenue, Cheam, Sutton, Surrey, SM2 7LW
- 63 West Drive, Cheam, SM2 7NB
- 30 Swift Court, Westmoreland Drive, Cheam, SM2 6AX
- 27 Tilehurst Road, Cheam, Surrey, SM3 8PD
- 29 Kingswood Drive, Sutton, SM2 5NB
Local High Street Banks in Cheam
Mortgage Broker in and around Cheam
Our Cheam mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Benhilton, Worcester Park, Stoneleigh, Ewell, Norbury, West Wickham and Morden Park.
Which banks are local to you?
- Santander - 8 The Broadway, Sutton SM3 8AY
- Barclays - 39 High St, Sutton SM1 1DR
- Metro Bank - 83-87 High St, Sutton SM1 1JF
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Cheam
Mortgage Brokers Cheam offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Cheam Mortgage Broker Insider Tips
Get all your signed documentation to your solicitor in advance, if you want to give yourself more chance of a faster conveyancing process in Cheam.
Your conveyancing solicitor can't exchange contracts with the other side until they receive your mortgage deed, transfer deed, signed contract and so on. Originals of these documents, or at least some originals may be required by your solicitor and if so, you may need to post them.
It's a good idea, if you have to use Royal Mail, to send as much correspondence as you can together and make sure to use recorded delivery. This way, the documents can be tracked and you can find out when your mail was received and who signed for it. This is never best left to chance - you might lose your documents, which will slow down your conveyancing considerably and you will have to wait for replacements, into the bargain.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. We comply with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA).
Our registered office is 3rd Floor, 86-90 Paul Street, London, EC2A 4NE and our trading address is 19 Silwood Road, Ascot, Berkshire, SL5 0PY.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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