FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Cheam
Mortgage Brokers Cheam offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Cheam
Cheam is a large suburban village in Sutton Borough in London, around 11 miles south south-west of the capital's centre on Surrey's borders, divided into North Cheam and Cheam Village. These two parts are centred on shopping areas. Attractions include Lumley Chapel, Whitehall Gallery and Nonsuch Mansion. Parts of Cheam are in a conservation area.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Work to keep your credit score as high as possible to make borrowing cheaper
Keeping aware of your credit score and taking action to keep it as high as possible essentially makes any credit you are granted likely to be cheaper.
If your credit score drops, you'll most likely have to pay higher APRs on future credit or you may be rejected after applying, which has a further negative impact on your credit score.
Variable Rate Mortgage
This is one of the two broad categories all mortgages fall into, the other being fixed rate.
You can never guarantee when and if the interest rate charged on a variable rate mortgage will change nor by how much making this type of mortgage more risky in terms of suddenly rising repayments. You may, however, benefit similarly from a fall in rates and the initial rate you pay is likely to be cheaper than it would be for a fixed rate mortgage.
It might therefore be argued that you should only opt for a variable rate mortgage by choice if you don't mind the risks involved and, in an emergency, can accommodate an upswing in interest rates.
SM2 7LW
Property Price Stats for Cheam
| Average property price in Cheam | £460,364 |
| % Change compared to last year | 12% |
| Population of Cheam | 10,285 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Cheam
- 47 Abinger Avenue, Cheam, Sutton, Surrey, SM2 7LW
- 63 West Drive, Cheam, SM2 7NB
- 30 Swift Court, Westmoreland Drive, Cheam, SM2 6AX
- 27 Tilehurst Road, Cheam, Surrey, SM3 8PD
- 29 Kingswood Drive, Sutton, SM2 5NB
Local High Street Banks in Cheam
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Benhilton, Worcester Park, Stoneleigh, Ewell, Norbury, West Wickham and Morden Park.
- Santander - 8 The Broadway, Sutton SM3 8AY
- Barclays - 39 High St, Sutton SM1 1DR
- Metro Bank - 83-87 High St, Sutton SM1 1JF
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
The trick is to choose the right solicitor from the outset for your home move in Cheam.
Yes, this may seem obvious, but it's not only the reviews that make a good solicitor. It is also the volume of work they have. If a solicitor is overworked, they will not be able to prioritise effectively, delays may be increased and your case may be overlooked.
A good solicitor is someone who keeps your best interest in mind at all times and who values high communication levels.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.