Mortgage Broker Cheam

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

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Free Mortgage Consultation*	No need for Face to Face meeting	Available 8am to 7pm	Bespoke Mortgage Rates**	We handle the whole Mortgage Process

* Terms and Conditions apply

** Not available when applying direct with the mortgage lender

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Our Mortgage Broker Guide to getting a mortgage in Cheam

The mortgage application process has 4 stages regardless of which mortgage lender you use:

Approval/Decision in Principal (AIP/DIP)

Mortgage in Principal (MIP)

Mortgage Valuation

Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?


Mortgage Broker Tip 1	Mortgage BrokerTip 2
Work to keep your credit score as high as possible to make borrowing cheaper Keeping aware of your credit score and taking action to keep it as high as possible essentially makes any credit you are granted likely to be cheaper. If your credit score drops, you'll most likely have to pay higher APRs on future credit or you may be rejected after applying, which has a further negative impact on your credit score.	Variable Rate Mortgage This is one of the two broad categories all mortgages fall into, the other being fixed rate. You can never guarantee when and if the interest rate charged on a variable rate mortgage will change nor by how much making this type of mortgage more risky in terms of suddenly rising repayments. You may, however, benefit similarly from a fall in rates and the initial rate you pay is likely to be cheaper than it would be for a fixed rate mortgage. It might therefore be argued that you should only opt for a variable rate mortgage by choice if you don't mind the risks involved and, in an emergency, can accommodate an upswing in interest rates.

Cheam is a large suburban village in Sutton Borough in London, around 11 miles south south-west of the capital's centre on Surrey's borders, divided into North Cheam and Cheam Village. These two parts are centred on shopping areas. Attractions include Lumley Chapel, Whitehall Gallery and Nonsuch Mansion. Parts of Cheam are in a conservation area.

SM2 7LW

Property Price Stats for Cheam

Average property price in Cheam	£460,364
% Change compared to last year	12%
Population of Cheam	10,285 (2011)

The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>

Mortgage Broker Cheam - Recently Completed

47 Abinger Avenue, Cheam, Sutton, Surrey, SM2 7LW
63 West Drive, Cheam, SM2 7NB
30 Swift Court, Westmoreland Drive, Cheam, SM2 6AX
27 Tilehurst Road, Cheam, Surrey, SM3 8PD
29 Kingswood Drive, Sutton, SM2 5NB

Local High Street Banks in Cheam

Mortgage Broker in and around Cheam

Our Cheam mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Benhilton, Worcester Park, Stoneleigh, Ewell, Norbury, West Wickham and Morden Park.

Which banks are local to you?

Santander - 8 The Broadway, Sutton SM3 8AY
Barclays - 39 High St, Sutton SM1 1DR
Metro Bank - 83-87 High St, Sutton SM1 1JF

Book a Free Mortgage Broker Consultation

Access to the whole of the mortgage market

Appointments available today

Best first time buyer mortgage brokers

Information about Mortgages

Watch our video to find out how to organise your mortgage and funding for your purchase.

Click to access our online mortgage payment/repayment calculator (UK).

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

FREE mortgage consultations for Cheam

Mortgage Brokers Cheam offering free first consultation (terms apply).

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

Cheam Mortgage Broker Insider Tips

Selling? Consider ordering your own local authority search

One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.

The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes.

A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.

They also benefit by being notified of any planning orders etc.

Click to order your Local Authority Search

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.